I started receiving 10-20 calls per day from this company by a gguy who said his name was Davy Jones. He had a very heavy eastern accent. They said I never made a payment and instructed me to go to my nearest Walmart and purchases a green dot card with a specific amount of money to make my first payment. I asked for an email with a copy of the supposed loan agreement I signed along with their polices and they said they couldn't do that and that it would be used as evidence in court. That they would have me arrested. They are very disrespectful and persistent.