Sola.N
United States of America#2Consumer Comment
Tue, December 29, 2009
A very similar thing happened to me. The creepy guy I talked to on the phone was quite obviously "phishing" to trick me into giving him more information, and fortunately I didn't fall for it. He was very, very threatening.
This stuff is way against the law, as far as I can tell from reading the laws myself. You may want to look for a fair debt collection practices (FDCPA) attorney in your state or in a state near yours. Some of them are willing to take cases without charging you a retainer, because if you win the case, part of the law says that the defendant pays the plaintiff's attorney fees. There are lawyers who make quite a tidy living by defending people from debt collectors who break the law.