- Report: #195382
Complaint Review: Aspire Visa Card Services - Columbus Georgia
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Author Confirmed
Why?
Aspire Visa Card Services
P.O. Box 23007 Columbus, 31902-3007 Georgia, U.S.A.
Phone:
800-3488783
Web:
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Aspire Visa Card Services ripoff excess charges refuse to close my account even though balance is 0 Columbus Georgia
in april 2006 i refinanced my house at that time all my credit cards were paid (may 12th 2006, . i told aspire card i wanted the card closed and my balance was 0. i had cut the card up in early april when i began to refinace my house so the card could not be used. i was told the account would be closed. a few weeks later i checked and they had me oweing additional 9.00 which ther eis no way i could owe as the card had not been used.
i complained and fussed but eventually paid the $9 they then charged me $4.95 more for the payment. i paid another $9 and demanded the acct be closed as of the end of may my balance was 0.00. yet on june 1st i was shown oweing 16 cents. i called and demanded this be cleared they told me if i didnt pay they would tur it over to the cresit bureau. i then paid $1 instead of clearing this they now have me oweing $3.95 it is a never ending cycle. please help.
Ben
maryville, Tennessee
U.S.A.
i complained and fussed but eventually paid the $9 they then charged me $4.95 more for the payment. i paid another $9 and demanded the acct be closed as of the end of may my balance was 0.00. yet on june 1st i was shown oweing 16 cents. i called and demanded this be cleared they told me if i didnt pay they would tur it over to the cresit bureau. i then paid $1 instead of clearing this they now have me oweing $3.95 it is a never ending cycle. please help.
Ben
maryville, Tennessee
U.S.A.
4 Updates & Rebuttals
Alesia
Birmingham,Alabama,
U.S.A.
Close Account Letter
#2Consumer Suggestion
Fri, June 09, 2006
WRITE THIS LETTER Attention: Aspire Visa Aspire's Address RE: Account #: {your account number here} Dear Aspire: As a follow up to my previous telephone calls, please accept this as your formal notification to close the above referenced account effective immediately. Although my records indicate the outanding balance on this account is $3.95, I have enclosed a check in the amount of $6.00 which should cover any incidental fees. Please send me written confirmation that this account has a zero balance and the date the account was closed. Additionally, include proof that you've complied with section 623(a)(4) of the Fair Credit Reporting Act by reporting this account as "closed by consumer" to the national credit bureaus. Thank you for your cooperation. If you have any questions concerning this matter I can be reached at (insert daytime phone number and area code) Sincerely, Send this via regular and certified mail (return receipt requested). Let me know if this help.
Alesia
Birmingham,Alabama,
U.S.A.
Close Account Letter
#3Consumer Suggestion
Fri, June 09, 2006
WRITE THIS LETTER Attention: Aspire Visa Aspire's Address RE: Account #: {your account number here} Dear Aspire: As a follow up to my previous telephone calls, please accept this as your formal notification to close the above referenced account effective immediately. Although my records indicate the outanding balance on this account is $3.95, I have enclosed a check in the amount of $6.00 which should cover any incidental fees. Please send me written confirmation that this account has a zero balance and the date the account was closed. Additionally, include proof that you've complied with section 623(a)(4) of the Fair Credit Reporting Act by reporting this account as "closed by consumer" to the national credit bureaus. Thank you for your cooperation. If you have any questions concerning this matter I can be reached at (insert daytime phone number and area code) Sincerely, Send this via regular and certified mail (return receipt requested). Let me know if this help.
Alesia
Birmingham,Alabama,
U.S.A.
Close Account Letter
#4Consumer Suggestion
Fri, June 09, 2006
WRITE THIS LETTER Attention: Aspire Visa Aspire's Address RE: Account #: {your account number here} Dear Aspire: As a follow up to my previous telephone calls, please accept this as your formal notification to close the above referenced account effective immediately. Although my records indicate the outanding balance on this account is $3.95, I have enclosed a check in the amount of $6.00 which should cover any incidental fees. Please send me written confirmation that this account has a zero balance and the date the account was closed. Additionally, include proof that you've complied with section 623(a)(4) of the Fair Credit Reporting Act by reporting this account as "closed by consumer" to the national credit bureaus. Thank you for your cooperation. If you have any questions concerning this matter I can be reached at (insert daytime phone number and area code) Sincerely, Send this via regular and certified mail (return receipt requested). Let me know if this help.
Alesia
Birmingham,Alabama,
U.S.A.
Close Account Letter
#5Consumer Suggestion
Fri, June 09, 2006
WRITE THIS LETTER Attention: Aspire Visa Aspire's Address RE: Account #: {your account number here} Dear Aspire: As a follow up to my previous telephone calls, please accept this as your formal notification to close the above referenced account effective immediately. Although my records indicate the outanding balance on this account is $3.95, I have enclosed a check in the amount of $6.00 which should cover any incidental fees. Please send me written confirmation that this account has a zero balance and the date the account was closed. Additionally, include proof that you've complied with section 623(a)(4) of the Fair Credit Reporting Act by reporting this account as "closed by consumer" to the national credit bureaus. Thank you for your cooperation. If you have any questions concerning this matter I can be reached at (insert daytime phone number and area code) Sincerely, Send this via regular and certified mail (return receipt requested). Let me know if this help.
