Complaint Review: Bank Of America - Scottsdale Arizona

Just a reminder that on the back of most bank statements and credit card statements they tell you you must dispute errors within a certain time frame 45-60 days. And the dispute must be in writing usually at a different address. Most of these companies that charge for credit monitoring, additional services, will refund one months payments if you call right away. If you wait to call they will say it was on your statement and by not disputing it right away you are agreeing to their terms. Always read your statements and balance accounts in a timely manner. In addition to calling dispute in writing and send it certified return reciept That being said you still need to file a complaint with the FTC. If enough people file a complaint and say it is deceptive the FTC usually investagates. It may take a year or two but it is worth it.

People never want to read the fine print, alot of credit companies offer this offer. I activated a card recently on the phone with another company I always wait for the recording to say goodbye before I hang up if you don't then you don't get the chance to opt out of any programs like credit card insurance, credit monitoring. One card I activated had five different programs attached to it. When you receive a credit card or check card read all the pieces of paper that come with it and you will see that if you don't call to cancel you are in usally a 60 day free trial and then they will chrge that is why I always activate cards over the phone because after activation you are giving the option to opt out of the offers and when the recording says goodbye then I know it is safe to hang up.

People never want to read the fine print, alot of credit companies offer this offer. I activated a card recently on the phone with another company I always wait for the recording to say goodbye before I hang up if you don't then you don't get the chance to opt out of any programs like credit card insurance, credit monitoring. One card I activated had five different programs attached to it. When you receive a credit card or check card read all the pieces of paper that come with it and you will see that if you don't call to cancel you are in usally a 60 day free trial and then they will chrge that is why I always activate cards over the phone because after activation you are giving the option to opt out of the offers and when the recording says goodbye then I know it is safe to hang up.

People never want to read the fine print, alot of credit companies offer this offer. I activated a card recently on the phone with another company I always wait for the recording to say goodbye before I hang up if you don't then you don't get the chance to opt out of any programs like credit card insurance, credit monitoring. One card I activated had five different programs attached to it. When you receive a credit card or check card read all the pieces of paper that come with it and you will see that if you don't call to cancel you are in usally a 60 day free trial and then they will chrge that is why I always activate cards over the phone because after activation you are giving the option to opt out of the offers and when the recording says goodbye then I know it is safe to hang up.

People never want to read the fine print, alot of credit companies offer this offer. I activated a card recently on the phone with another company I always wait for the recording to say goodbye before I hang up if you don't then you don't get the chance to opt out of any programs like credit card insurance, credit monitoring. One card I activated had five different programs attached to it. When you receive a credit card or check card read all the pieces of paper that come with it and you will see that if you don't call to cancel you are in usally a 60 day free trial and then they will chrge that is why I always activate cards over the phone because after activation you are giving the option to opt out of the offers and when the recording says goodbye then I know it is safe to hang up.

even if you do return the correct paperwork, they could reverse the credit if they deny the disbute. I think they have up to 30 days after receiving the paperwork to complete the investigation. I suspect though, that BOA will probably deny the disbuted charges since it seems you had in fact authorized them (by mailing or activating whatever the requirement was). Another example of why someone should read everything presented to them. Good luck.