I was going over my bank account as I do EVERY week since my last scam. I found a charge for $4.93 from a company I have never heard of. I also made no purchases, credit, debit or otherwise on the date of this transaction. I have no idea who these people are or why they think they have a right to my money. THEY DON"T!!!
I have seen several scam reports for this company. When I called the number listed by my bank , I got an out of service message. This was my first indication of a fraud. The number has a 352 area code, which is in north Florida.
I immediately contacted my credit union and reported the fraud. They are willing to refund my money and start their own investigation. I am also contacting the states attorneys for Florida, the state the company is in and Oregon, where I and my credit union are located.
I know it is only a few dollars, but if they do this to say 100,000 people, that's half a million dollars they get for free. This is why the scammers make such small ACH withdrawals.
We MUST NOT allow them to get away with it.
Steve
Bradenton,#2Consumer Comment
Mon, January 17, 2011
Lawrence,
How does anything in this post of mine indicate a "cyber-bully"?
I simply gave sound advice and information on what to expect.
I don't get it.
It seems like you, Lawrence, have some sort of problem here.
Lawrence
Revere,#3Consumer Comment
Mon, January 17, 2011
Steve, the fact remains that you are a cyber-bully.
Steve
Bradenton,#4Consumer Suggestion
Mon, January 17, 2011
These types of charges are becoming more and more common, so people need to be more vigilant in the protection of their checking account information.
Don't EVER use your DEBIT card as a "credit card" for online purchases or over the phone purchases, and NEVER give your checking account# and routing# to anyone at all, especially online purchases or phone purchases.
Always use ONLY a real CREDIT CARD for any online purchases or over the phone business..
Anyone who has access to your checking account# and routing# can clean out your account, and you have the burden then of the dispute and refund process. And, the worst part is that once your bank or credit union "eats" the amount and refunds you, they will require you to close your account and open a new one.
Safeguard your account information.
I never authorize any automatic payments from my checking account. I control who gets paid, and when, and then I use online bill pay from my checking account since that check does not display my bank account# info.
Roger
Gaithersburg,#5Consumer Comment
Sun, January 16, 2011
Identical thing (including the amount) happened to us on 01/11/2011. The same company name and telephone number was mentioned by our credit card company. It was fraudulent charge to us. Unable to get an address that is required on RipoffReport, so where does RipoffReport expect anybody to get that information?
Credit card company only closes our account then we have to create another one, that makes things inconvenient if we have recurrent automatic charges, nevermind the 7-10 business day for us to get and activate our new cards. Surprised the same thing keeps happeninggiven numerous reports easily found with a Google search, but cannot find out anything on our own given limited feedback fromthe credit card company. Somebody else besides the victims needs to investigate this - it could be a mobile phone.