- Report: #67666
Complaint Review: Capital Acquisitions & Management Company - Rockford Illinois
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Capital Acquisitions & Management Company
PO Box 5087 Rockford, 61125 Illinois, U.S.A.
Phone:
877-298-0845
Web:
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CAMCO Capital Acquisitions & Management Company Harrassing my husband regarding a 14 year old debt Rockford Illinois
CAMCO has started harrassing my husband regarding a 13 year old debt.
They called and I returned the phone call and left a message asking what it was in reference to. When I received the message I could tell the guy was unprofessional, he sounded a little nasty.
Then I checked the internet and found this website and these postings. I noticed that the calls were coming in 'anonymous call' so I activated the call block feature and sure enough we just received a letter.
They state in the letter that my husband returned the call and he owes them 3,900.00 from MBNA, which they purchased from another company. They, of course, are threatening that this must be paid within 30 days.
I told my husband that they can't do anything because the debt is so old, but he is still concerned. I noticed some of you talking about a C&D. Can someone tell me what this is and how to do it? Any other advise would be great.
Thanks.
Ginny
Ridgewood, New Jersey
U.S.A.
They called and I returned the phone call and left a message asking what it was in reference to. When I received the message I could tell the guy was unprofessional, he sounded a little nasty.
Then I checked the internet and found this website and these postings. I noticed that the calls were coming in 'anonymous call' so I activated the call block feature and sure enough we just received a letter.
They state in the letter that my husband returned the call and he owes them 3,900.00 from MBNA, which they purchased from another company. They, of course, are threatening that this must be paid within 30 days.
I told my husband that they can't do anything because the debt is so old, but he is still concerned. I noticed some of you talking about a C&D. Can someone tell me what this is and how to do it? Any other advise would be great.
Thanks.
Ginny
Ridgewood, New Jersey
U.S.A.
1 Updates & Rebuttals
Karen
Plymouth,Massachusetts,
U.S.A.
C&D=Cease and Desist
#2Consumer Suggestion
Sat, September 27, 2003
Ginny, use this letter below: This letter below accomplishes two things: First, it makes clear that they are beyond SOL and can do nothing. Second, it also makes clear that if they try to contact your hubby again in any way, they are in violation of the Fair Debt Collection Practices Act and are subject to civil charges (at the very least) and monetary damages. File complaints with the BBB in IL, FTC (both of these can be done online), the IL AG and NJ AG (must be done by mail). Only your hubby can sign these letters as they are going after him. Good luck. _____________ Today's Date Your Name Your Address Collector's Name Collector's Address Dear Collector, I am writing in response to your (letter or phone call) dated {insert date}, (copy enclosed) about a certain debt that you are attempting to collect. I have checked with my State Attorney General and verified that the legal Statue of Limitations for collecting this type of debt in (insert your state or the state in which the contract was signed) has expired. Now that I am aware of my rights in this matter, consider this letter as official notification that, should you decide to pursue this matter in court, I will invoke my rights and use the "expired statue of limitations" as my defense. Be advised that I consider this matter closed and demand that you, or anyone affiliated with your company, stop contacting me regarding this or any other matter except to advise me, via mail only that your debt collection efforts are being terminated or that you or the creditor are taking specific actions allowed by law. Your Signature Above Name Printed Name
