- Report: #194378
Complaint Review: Capital Financial Card - Largo Florida
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Author Confirmed
Why?
Capital Financial Card
2480 E Bay Dr. Suite 28 Largo, 33771 Florida, U.S.A.
Phone:
888-281-6710
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
Capital Financial Card ripoff, lied, use the name Capital One, visa or mastercard Largo Florida
This company called me posing as a representative of Capital One and said for $200 they could help improve my credit by issuing me an unsecured Capital One visa or mastercard and use it to purchase merchandise from general merchants throughout the area. After making my first payment "on time" I would become eligable to withdraw cash up to $1,000 at any ATM. My monthly payments would be reported to the 3 credit bureaus each month I paid on time and before long, I would have an improved credit rating.
In my desperation (and stupidity)to start improving my credit after a very difficult 2 year period of bankrupcy, repo, and collections I fell hook, line, and sinker.
After they withdrew $200 from my account, I recieved a catalog (with four $50 vouchers)and a fake credit card and a website address that doesn't exist. What a scam!!!!! I have lost complete trust in the American way of life. The $200 is all I had in my account and now I'm overdrawn with additional fees to be paid.
Marc
Aurora, Illinois
U.S.A.
In my desperation (and stupidity)to start improving my credit after a very difficult 2 year period of bankrupcy, repo, and collections I fell hook, line, and sinker.
After they withdrew $200 from my account, I recieved a catalog (with four $50 vouchers)and a fake credit card and a website address that doesn't exist. What a scam!!!!! I have lost complete trust in the American way of life. The $200 is all I had in my account and now I'm overdrawn with additional fees to be paid.
Marc
Aurora, Illinois
U.S.A.
2 Updates & Rebuttals
Jennifer
Richmond,Virginia,
U.S.A.
Just want to add...
#2UPDATE EX-employee responds
Sun, June 04, 2006
Just want to mention here for everyone's benefit that, by definition, unsecured credit cards involve NO start-up fees or deposits to open the account. If anyone ever offers you an "unsecured" credit card -- and "all you have to do is pay $XXX" -- they're trying to scam you. Also, beware of companies that promise to "improve" your credit. They're usually just out to get your money.
Will
Alexandria,Virginia,
U.S.A.
What to do now
#3UPDATE EX-employee responds
Sat, June 03, 2006
Marc, I've noticed you're one of several people reporting this issue. As another person stated in another complaint on this issue, 1) Call your bank and see what they can do to help you with this fraud and freeze your bank account. You don't know yet that they won't keep fraudulently taking your money and 2) Call all 3 credit bureaus and put a block on having your credit pulled because they probably now have enough of your info to keep stealing off of your name. Act right away.
