'Excellence' and to 'Do the right thing' are just two quotes from Capital Con's website. Great. They add that they subscribe to British Banking Code but break every rule they can.
They are not only liars, they sell by misrepresentation.
Paid a Security Deposit' as asked for. Ran account for a few months, no problems. Closed it as per Cap Con's instructions. I within credit limit but their Terms and Conditions contradict themselves.
'We may set off and apply the security deposit towards repayment of any undisputed amount owing by you to us under this agreement'.
Security initially accepted as payment of undisputed balance' then changed their minds. Several times I invited them to thrash case out in court but thus far Cap Con have declined.
After 8-10 anonymous telephone calls per day I went to head office in UK to discuss and resolve face to face. Nobody would see me. Security guards said they never do and I was not the first Capital Con customer to visit that building.
For months after account closed and card returned in pieces Capital One have billed me for money to which they are not entitled. Their psychological technique is 'keep phoning them, bill them, threaten them and we'll break em, after all what we do is always the right thing and part of our very own excellence'.
That is what the leaders of Capital Con brainwash their staff into believing. They are always right and too big to touch. Or think are they. Illusions can hamper innocent minds. Over inflated egos blind evil ones. Capital One you are NOT puncture proof.
I have compiled a complete true story of this saga and placed it on the web. It invites Capital One to sue me if I am wrong. Capital One are aware of this. So far silence rules! Anyone can have the URL of that site if they ask.
Laurence
Dunmow
United Kingdom
Click here to read other Rip Off Reports on Capital ONECLICK HERE to read about Credit Card Scams... find out how to get your money back. Consumer makes harsh but accurate statements. *Rip-off Report Investigation follow-up provides valuable information.