Cos
fife,#2General Comment
Mon, October 18, 2010
Sorry, but seems like hogwash to me.
Joe
Austin,#3Consumer Comment
Mon, October 04, 2010
HER HUSBAND FILED FOR DIVORCE AND HAD TAKEN OUT ALL THE MONEY IN THEIR BANKING ACCOUNT AND SHE WAS WORRIED ABOUT THE MONTHLY SERVICE FEES THAT THE BANK WAS CHARGING HER BECAUSE THE ACCOUNT WAS NOT AT THE MINIMUM BALANCE.
SHE HAD NO MONEY AND WAS AFRAID THAT THEY WOULD PUT HER IN JAIL IF SHE COULD NOT PAY THE MONTHLY SERVICE FEE.
SHE WANTED THE ACCOUNT CLOSED AND HER NAME TAKEN OFF OF IT BECAUSE SHE HAD NOT EVER HAD ACCESS TO IT ,DID NOT EVEN KNOW ABOUT IT UNTIL SHE WAS NOTIFIED BY THE BANK.
THAT IS WHEN SHE FOUND OUT IT HAD BEEN A JOINT ACCOUNT AND HAD UNPAID SERVICE FEES AND NO MONEY IN IT.
I TOLD HER NOT TO PAY ANYTHING OR DO ANYTHING AND THE BANK WOULD REALIZE HOW STUPID IT WAS TO CHARGE ITSELF MONEY FOR MAINTAINING AN EMPTY ACCOUNT AND SO THEY WOULD CLOSE IT. AND THEY DID.
SHE PAID NOTHING.
IF I HAD BEEN YOU, I WOULD HAVE NEVER HAD THE BANK ACCOUNT TO START WITH BUT IT MIGHT HAVE MADE BETTER SENSE IF YOU TOOK OUT ALL THE MONEY AND LET THEM CLOSE IT.
WITH ALL OF THE FINANCIAL CHICANERY, STEALING AND DISHONESTY GOING ON NOW, YOU CAN'T TRUST ANY FINANCIAL INSTITUTION.
I PAY MY 1 PERCENT OF THE AMOUNT I CASH MY CHECKS FOR, I GET MY MONEY ORDERS AND I CAN PAY MY UTILITY BILLS AT MY CHECK CASHING PLACE. PLUS THE PEOPLE ARE VERY FRIENDLY TO ME AND EFFICIENT.
I DON'T LIKE THE WAY I AM TREATED IN BANKS, LIKE I AM SCUM OR SOMETHING. AND THIS WAS BACK IN THE 1980s WHEN I HAD $3,000 IN CASH IN MY POCKET BECAUSE I DIDN'T TRUST BANKS AND WASN'T SURE I WANTED TO PUT MY MONEY IN THEM --- AND THEN ALL THE BANKS STARTED FAILING.
IT COULD BE THAT YOUR CHECK WAS HUNG UP IN THE ATM MACHINE IF YOU PUT IT IN ONE OF THEM. THESE MALFUNCTION A LOT.
HAVE YOU CHECKED WITH THE PERSON WHO ISSUED YOU THE CHECK TO SEE IF THEY HAVE RECORD OF PAYMENT BEING MADE?
BANKS ARE NO GOOD FOR ME. PERIOD.
Bman
Philadelphia,#4Consumer Comment
Mon, October 04, 2010
Please consider writing a detailed report and then send it along to this agency:
http://www.ftc.gov/reports/index.htm