Nunya
Olympia,#2Consumer Comment
Thu, October 30, 2008
Do you think CareCredit is helping you out of the kindness of their heart? Do you think they care about YOUR financial situation? NO. They are in the business of making money. If you can't afford the payments, DON'T get the card. I had to take my dog to the vet for an emergency surgery. He had 2 herniated discs in his back and could not walk. I was told the operation would be $6000. I put $2000 down, and opened a CareCredit account to pay for the rest. CareCredit gave me $4000 in credit and a zero percent interest rate, provided I paid the balance within a year and never missed a payment. During that time I accrued over $750 in deferred interest. THREE months before the promo period ended, I made a balloon payment of $2200. My card was paid off and I was charged NO INTEREST. They extended me $4000 in my time of need, and were even willing to give 0% interest FOR AN ENTIRE YEAR. As long as you play by the rules, and hold up YOUR end of the bargain, you will not have a problem. Stop trying to make your problems, everyone else's problems. Get out of the mindset that credit card companies are charities that somehow owe you favors or leniency.
Laurie
Haslet,#3Consumer Suggestion
Mon, October 27, 2008
AND THEY VIOLATE FEDERAL LENDING LAWS REGULARLY AND HOPE YOU DO NOT KNOW IT file formal complaints with the Federal Trade Commission and the Office of Thrift Supervision. The government needs to investigate these unlawful business practices. Anyone having any problems with GEMB accounts needs to file these complaints