- Report: #192416
Complaint Review: Chase Credit Card - Wilmington Delaware
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Author Confirmed
Why?
Chase Credit Card
P.O. 15153 Wilmington, 19886-5153 Delaware, U.S.A.
Phone:
800-436-7927
Web:
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Chase Credit Card ripoff Wilmington Delaware
*Consumer Suggestion: What is your credit score?
*Consumer Comment: Credit Score
*Consumer Comment: Credit score
*Consumer Suggestion: credit score DOES NOT EQUAL your credit
*Consumer Suggestion: credit score DOES NOT EQUAL your credit
*Consumer Suggestion: credit score DOES NOT EQUAL your credit
*Consumer Suggestion: credit score DOES NOT EQUAL your credit
*Consumer Comment: They've done it to me too...
This credit card company charges totally terrible fees, 29.99% - avoid them at all costs
Beth
Charlotte, North Carolina
U.S.A.
Beth
Charlotte, North Carolina
U.S.A.
8 Updates & Rebuttals
Carlye
Palm Desert,California,
U.S.A.
They've done it to me too...
#2Consumer Comment
Fri, July 28, 2006
Same thing here...9.99% up to 29.9% only I didn't even receive a piece of paper explaining the new or-deal! Never missed a payment, infact I've doubled the minimum every single month that I've had the card and it's always been waaaaayyy early. Yes, my debt to income ratio is higher than it should be, however, my credit score is in the high 600s. I'd like to be up in the 700s but life is as it is... stuff happens and it always costs money! I realize these companies are trying to make money...but gads?!? I've closed this account and they've told me the remaining balance will be set at 9.9%. I will cross my fingers until I get it in writing!
Justin
Norman,Oklahoma,
U.S.A.
credit score DOES NOT EQUAL your credit
#3Consumer Suggestion
Wed, July 05, 2006
your FICO score is the equalivent of the down jones industrial average: it means something to us watching CBS evening news: "oh the dow went up. great." but to an investor, now THEY want to know precisely what stocks went up and what went down: Which is EXACTLY what a credit card company does. they assess you as a risk vs potential gain, just like any investment, and make decisions based upon how you've made credit decisions in the past. you think you have good credit to you and to the people who made up the FICO score, but Einstein had an IQ of over 150, yet couldn't tie his shoes: soooo, numbers aren't everything.
Justin
Norman,Oklahoma,
U.S.A.
credit score DOES NOT EQUAL your credit
#4Consumer Suggestion
Wed, July 05, 2006
your FICO score is the equalivent of the down jones industrial average: it means something to us watching CBS evening news: "oh the dow went up. great." but to an investor, now THEY want to know precisely what stocks went up and what went down: Which is EXACTLY what a credit card company does. they assess you as a risk vs potential gain, just like any investment, and make decisions based upon how you've made credit decisions in the past. you think you have good credit to you and to the people who made up the FICO score, but Einstein had an IQ of over 150, yet couldn't tie his shoes: soooo, numbers aren't everything.
Justin
Norman,Oklahoma,
U.S.A.
credit score DOES NOT EQUAL your credit
#5Consumer Suggestion
Wed, July 05, 2006
your FICO score is the equalivent of the down jones industrial average: it means something to us watching CBS evening news: "oh the dow went up. great." but to an investor, now THEY want to know precisely what stocks went up and what went down: Which is EXACTLY what a credit card company does. they assess you as a risk vs potential gain, just like any investment, and make decisions based upon how you've made credit decisions in the past. you think you have good credit to you and to the people who made up the FICO score, but Einstein had an IQ of over 150, yet couldn't tie his shoes: soooo, numbers aren't everything.
Justin
Norman,Oklahoma,
U.S.A.
credit score DOES NOT EQUAL your credit
#6Consumer Suggestion
Wed, July 05, 2006
your FICO score is the equalivent of the down jones industrial average: it means something to us watching CBS evening news: "oh the dow went up. great." but to an investor, now THEY want to know precisely what stocks went up and what went down: Which is EXACTLY what a credit card company does. they assess you as a risk vs potential gain, just like any investment, and make decisions based upon how you've made credit decisions in the past. you think you have good credit to you and to the people who made up the FICO score, but Einstein had an IQ of over 150, yet couldn't tie his shoes: soooo, numbers aren't everything.
Jamie
Midlothian,Virginia,
U.S.A.
Credit score
#7Consumer Comment
Tue, June 06, 2006
A credit score in the 500s is not good, it's horrible. To have a "good" score you need to be at least in the mid 600s. Sounds like they pulled your credit and due to your score being low they upped the rate due to the risk. Other credit card companies do this as well.
Beth
Charlotte,North Carolina,
U.S.A.
Credit Score
#8Consumer Comment
Tue, June 06, 2006
I have great credit with no late payments and a score well over the "500" limit as indicated by the respondant. Chase put their interest rate up to 29.9%. Their response to this was that a little notice came in the mail indicating that their rate would be going up. Now they have been paid in full and I shall never own another Chase Credit Card.
Tressa
Baton Rouge,Louisiana,
U.S.A.
What is your credit score?
#9Consumer Suggestion
Sun, May 21, 2006
Usually any line of credit, whether it is a new car, new house, or credit card--anything financed over a period of time--will charge ridiculous interest if your credit score is below 500 or worse. I would check my credit score or ask Chase why the interest is so high.
