I saw an add by Dr Oz selling a product for skin care. I responded and ordered an initial trial of the 2 product. SkinCentrix face cream and Skin Centric Eye Serum. I received the 2 products with no information about their use. I paid 4.95 each for these samples and it was withdrawn from my debit card. Les than a month later the company attempted to withdraw 174.90 from my account for this product. I am thank ful that they were not able to access this money because I had lost my debit card and was no longer valid. Now I have received a collection demand from Collect Pros. I don't want this on my credit report. What to do? 2015-06-18