I have never even been this company, they had sent a DVD in the mail, you could buy if you wanted, And when I asked for my credit report I saw this Columbia DVD trident a*s. was on there saying I owed them 50 dollars. I am Not paying this, and am very upset this is on my credit report. how do I remove this, I have enough things going on then to worry about a scam...very mad in Wisconsin Sheryl Oconomowoc WI