Cat
Hendersonville,#2Consumer Suggestion
Thu, November 06, 2008
There are many other mortgage companies out there who can refi your loan. Your assusming you won't be able to refi on this one persons comment. Our loan is thru CW and we had no issue refi'ing, so do not just quit. It is true though that being late will damage your credit report some and the fact it was fairly recent does not help. However, if the rest of your history is pretty clean, it should not keep you from refi'ing unless you had an arm or some type of horrible loan. So, please do not just give up on this ONE opinion. None of our CW offices have closed in our area, actually there are new ones springing up everywhere here. I work in the industry in a different area, but I do know that this one late pay should not keep you from getting a good fix rate loan. Please check some others. There is a good one here that works with people from all over the U.S. called Church Hill Mortgage in Brentwood, Tn. try them. Good luck!