Credit One Bank is Reporting fraudulent information to Credit Report Agencies about me. They are reporting NEGATIVE payments on a credit card I do not have. They have reported it as an open account with late payments. When I phoned Credit One I was transferred to a collection agency and it wasn't even the account I phoned in about, the transfer was for an old account that did not even belong to me, an account I had file a complaint with Credit One and sent them all the documents they requested to prove it was not my account. Years go by thinking it was taken care of. Now I find they sold an account not even mine to a collection. Then I phone Credit one back and an hour on the phone they continued telling me I didn't have an open account with them, yet it clearly says I do on my credit report. All the way to a supervisor telling me the same thing. Finally I ask why they are fraudulently reporting I have an open account then. I was told they are not and they would never do that. Yet in black and white they sure are. They refused to admit it to me; they refused to remove what they are not reporting. And they are reporting my having a closed negative account with a balance owed even though I proved it was not mine years ago.