I received a collection notice for $197.72 that I received once and paid for. It was a promo for a free sample and only had to pay postage. I never received anything after this but kept getting charged on a monthly basis on bank report. Called the company and was told they would take it off and it was a mistake Kept getting charged so called bank to stop payment. I have excellent credit and am RETIRED and this is a concern re: my credit and is obviously fraud!