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  • Report:  #1347641

Complaint Review: Dell Financial Services - Round Rock Texas

Reported By:
Robert - Miami, Florida, U.S.A.
Submitted:
Updated:

Dell Financial Services
one Dell Way MS RR2DF-36 Round Rock, 78682 Texas, USA
Phone:
866-413-3355
Web:
dell.com
Categories:
Tell us has your experience with this business or person been good? What's this?

There are over 170 similiar complaints filed on Dell financial Services

 

Dell Computer Co. has their own financial service division that is using deceptive practices to extract false late payments, and

finance charges by threatening to destroy personal and business credit ratings.

They advertise 90 days no interest if paid in full within 90 days.

I made my payment in full of $617.39 on October 23,2016.

Dell claims that they did not receive it until October 28, 2016 adn used that excuse to start charging late charges and

interest charges of  22.99% in violation of state and Federal regulations.

Unless I paid them 69.00 they were going to destroy my credit ( which is currently 822 )

Their service agents are unrelenting in collecting the full amount that keeps escalating.

I tried explaining to Megan Badge #456078 and Supervisor Xvier BAdge # 798498 Ja. 4, 2017 that I mailed the payment on 

the 23 rd. of Oct. and they claim that they did not receive it until Oct. 28,2016 and refused to admit that the late

problem could have been due to their own handling process.

They would NOT accept a credit card to make the payment now was my account available on-line as they realize they

would be forced to comply with additional fair credit reporting requirements.

 

There are more than 170 similiar complaints filed on Ripoff Report.com and I suspect, thousands of others that have been

illegally forced to pay improper finance and late charges.

I am seeking a Law Firm to file a Class Action Lawsuit against them.



4 Updates & Rebuttals

JerrySatDell

Austin,
Texas,
United States of America
Would like to help.

#2UPDATE Employee

Thu, February 16, 2017

Hello Robert,

I wanted to try one last time to reach out to you regarding your DFS concern.  If you could, please call me at your earliest convenience. I look forward to speaking with you.  But if you have not called me by the close of business tomorrow, February 16, 2017, I will assume your matter was already resolved.

Respectfully,

Jerry Strother

Dell Financial Services

Office of the Customer

Brand Certified

Office + 1 800 283 2210 x 7233492 or + 1 512 723 3492

Fax + 1 512 283 8876 (must be to my attention)

[email protected]


JerrySatDell

Austin,
Texas,
United States of America
Would like to help.

#3UPDATE Employee

Mon, February 13, 2017

Hello Robert,

I wanted to reach out to you again to offer my assistance.  I would like to discuss your experience. If you could, please call me at your earliest convenience. I look forward to speaking with you.

Respectfully,

Jerry Strother

Dell Financial Services

Office of the Customer

Brand Certified

Office + 1 800 283 2210 x 7233492 or + 1 512 723 3492

Fax + 1 512 283 8876 (must be to my attention)

[email protected]


JerrySatDell

Austin,
Texas,
United States of America
Would like to help.

#4UPDATE Employee

Thu, February 09, 2017

Hello Robert,

My name is Jerry Strother and I work at Dell Inc. I recently became aware of your post and I would like to discuss your experience. If could, please call me at your earliest convenience. I look forward to speaking with you.

Respectfully,

Jerry Strother

Dell Financial Services

Office of the Customer

Brand Certified

Office + 1 800 283 2210 x 7233492 or + 1 512 723 3492

Fax + 1 512 283 8876 (must be to my attention)

[email protected]

 


coast

Florida,
USA
I have two questions

#5Consumer Comment

Thu, January 05, 2017

Anyone with an 822 credit rating knows that, “I made my payment in full of $617.39 on October 23,2016” is not the same as, “I mailed the payment on the 23 rd. of Oct.”

Specifically, what state and federal regulations have they violated?

What was the date of purchase?

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