Heather
Windham,#2Consumer Comment
Wed, February 25, 2004
Unfortunatly, Direct Merchants Bank was my very first credit card EVER. After I was first married and my first baby we got the card. I started off with $500 limit, then gradually made my way up the ladder. After a couple of years of paying on time every month, I too noticed I was put over my $900 credit limit at a 29.9% interst rate and continually assesed a $39 late fee. I then lost my job and my husband was the only one working for a while. Trying to deal with these people to set up payment arrangements was like making a pig fly! Finally I had given up, not knowing the trouble that was waiting for us. A few years later after many, many rude harrassing phone calls, we got a letter from our county court saying we were being sued for what is now almost $3000.00! There is no way I can come up with that much money even though I have a better job again. I am not sure what will happen next. I can't believe all the victims that are being put through the same stress as us. Someone needs to sue them for FRAUD! They are THE WORST COMPANY! I can't believe a company can get away with ripping people off like this! I wouldn't be suprised if this company was run by a bunch of terrorist!