I logged into Annual credit report . com - got my 2 reports from Transunion and Experian but when it came to Equifax, I was asked to verify myself by multiple choice on 4 questions. None applied to me so I clicked none of the above. I was locked out of my free credit report. I made several attempts to contact them. IDK what country they are in but I can't hardly understand them. They would only send me a credit report vs resetting their side so I could get in to see what is going on with this report. I tried chatting twice, and talking to 3 individuals on the phone who were incomeptant. VERY FRUSTRATING especially when I have a right to my own information - but they locked me out of it.