I applied for a credit card that I thought was offering a $150.00 statement credit after spending $500.00. When I recived the card is was not the same card I ordered. I did not know they had switched for a card that did not offer the $150.00 credit after spending the $500. When I called the bank I could do nothing about it. I feel I was cheated. I want every one to know this bank has done this before, thanks to Ripoff Report. Another item I am not allowed to pay this card on line like I do with other cards. Be carefull of this bank. I would say do not have anything to do with them. Stay away