Debra
Sarsota,#2Consumer Comment
Wed, June 01, 2005
So does it make it right to capitalize on misfortune or stupidity? Is this what we have become? I am not asking for a hand out but maybe a hand up. Fairness? Is it fair to charge 150.00 for less than 50.00 in transactions? Doen't this sound like loan sharking disguised as banking policies? Have you considered the interest rate charged for such transactions? Shouldn't there be some protection for the consumer so that big business cannot continually punish those that have less? Big money follwos big money....so I guess we can blame our legislatrue. The bank changed and so did its policies. I will be changing banks. The new literature they sent did not disclose this clearly. Of course, we are not asked to sign a new agreement.
Debra
Sarsota,#3Consumer Comment
Wed, June 01, 2005
So does it make it right to capitalize on misfortune or stupidity? Is this what we have become? I am not asking for a hand out but maybe a hand up. Fairness? Is it fair to charge 150.00 for less than 50.00 in transactions? Doen't this sound like loan sharking disguised as banking policies? Have you considered the interest rate charged for such transactions? Shouldn't there be some protection for the consumer so that big business cannot continually punish those that have less? Big money follwos big money....so I guess we can blame our legislatrue. The bank changed and so did its policies. I will be changing banks. The new literature they sent did not disclose this clearly. Of course, we are not asked to sign a new agreement.
Debra
Sarsota,#4Consumer Comment
Wed, June 01, 2005
So does it make it right to capitalize on misfortune or stupidity? Is this what we have become? I am not asking for a hand out but maybe a hand up. Fairness? Is it fair to charge 150.00 for less than 50.00 in transactions? Doen't this sound like loan sharking disguised as banking policies? Have you considered the interest rate charged for such transactions? Shouldn't there be some protection for the consumer so that big business cannot continually punish those that have less? Big money follwos big money....so I guess we can blame our legislatrue. The bank changed and so did its policies. I will be changing banks. The new literature they sent did not disclose this clearly. Of course, we are not asked to sign a new agreement.
Debra
Sarsota,#5Consumer Comment
Wed, June 01, 2005
So does it make it right to capitalize on misfortune or stupidity? Is this what we have become? I am not asking for a hand out but maybe a hand up. Fairness? Is it fair to charge 150.00 for less than 50.00 in transactions? Doen't this sound like loan sharking disguised as banking policies? Have you considered the interest rate charged for such transactions? Shouldn't there be some protection for the consumer so that big business cannot continually punish those that have less? Big money follwos big money....so I guess we can blame our legislatrue. The bank changed and so did its policies. I will be changing banks. The new literature they sent did not disclose this clearly. Of course, we are not asked to sign a new agreement.
Julie
Guthrie,#6Consumer Suggestion
Wed, June 01, 2005
If you will read the bank's policies, it usually states how they work the incoming debits/checks. I don't bank at this bank, but I had a similar problem at my bank and went in and they explained it in addition to showing me the account documents that I signed when I opened my account. You don't have a class action, they have policies in place and most likely you agreed to them when you signed the documents that opened your account. You know, you know, don't write checks when you don't have money in the bank. You should take your own advice!! I know it is hard, I live paycheck to paycheck and it stinks and I used to be able to hedge and now I can't. But frankly, you are breaking the law when you bounce checks, so make more of an effort not to do it. It will save you a lot of money!