- Report: #18875
Complaint Review: First Capital Consumers Group - Florida, New Jersey, Canada
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Author Not Confirmed
Why?
First Capital Consumers Group
Florida, New Jersey, Canada, U.S.A.
Phone:
416-488-4664
Web:
N/A
Categories:
Business Rating:
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First Capital Consumers ripoff consumer fraud ripoff Bel Air Maryland *UPDATE ..thank U Rip-off Report, I got my money back!
Near the end of January 2002 I was contacted by First Capital Consumers saying that for $199 they could send me a VISA and a Mastercard with a combined availability of funds of $4,500. I was told this is gauranteed, I told them I would have to think about it call me again later, was called back at 3PM on 2 February 2002. I decided to get all the information on the cards I could, I was given the same information I was given earlier in the week, so I took the chance wanting to get my new home business going after being told I would have my VISA and Mastercard within 14 working days. I was told they were regular credit cards usable anywhere credit cards are excepted, no annual fee's, no application fee, no start up fee, in fact I would pay nothing else for these cards ever except to pay my monthly balance. I let them take the $199 out of my checking account on 2 February 2002, they said it would happen on the following Monday, on 4 February 2002 they took the money out my account. I waited more then 3 weeks to call them back, only to be told they have not even mailed them yet, sorry for your trouble they will be sent out by Friday that week, I could not understand why it would take that long I was talking to them on Monday of that week.
I waited another Month for the cards to not show up before calling them again, was told they should be there soon that they do not understand what happened, sorry for your trouble. The next day I got a Folder in the mail from First Capital Consumers with information about some sort of membership package that I was never informed of, it list a table of benefits for free but when you go to the individual applications there are application Fee's and Monthly fee's, not free as listed.
I called a few more times without being able to get through on several different times and days of the week. I got through today 15 April 2002 at 5PM and talked to a Duane Johnson he said his name was, he said he was sorry and would get right on top of it, that he would investigate it and have a Rush shipment resent to me within the week. He seemed to have a hard time finding my information and said he would call back within a half hour, it has now been an hour and no call yet, I have felt all along this was a SCAM seeming to good to be true. Something has to be done about these people taking advantage of others who only do this because they have no other options left to make things work.
Len
Trenton, Michigan
I waited another Month for the cards to not show up before calling them again, was told they should be there soon that they do not understand what happened, sorry for your trouble. The next day I got a Folder in the mail from First Capital Consumers with information about some sort of membership package that I was never informed of, it list a table of benefits for free but when you go to the individual applications there are application Fee's and Monthly fee's, not free as listed.
I called a few more times without being able to get through on several different times and days of the week. I got through today 15 April 2002 at 5PM and talked to a Duane Johnson he said his name was, he said he was sorry and would get right on top of it, that he would investigate it and have a Rush shipment resent to me within the week. He seemed to have a hard time finding my information and said he would call back within a half hour, it has now been an hour and no call yet, I have felt all along this was a SCAM seeming to good to be true. Something has to be done about these people taking advantage of others who only do this because they have no other options left to make things work.
Len
Trenton, Michigan
2 Updates & Rebuttals
Thank you big time! I got my money back!
#20
Sun, June 30, 2002
I do not know how you did it but on the 21st of june 2002 I see an automatic deposit back into my account of the $199.00 they took out. Thank you again.
Len J. Sholtz
Sheila
Bel Air,Maryland,
..
#3Consumer Suggestion
Wed, April 17, 2002
To Whom It May Concern:
I was reading through the RipOff Reports and noticed yours particularly as it has my hometown, Bel Air, MD, listed as the originating address for this company. Thought you might want to know that I checked the phone book for Harford County, MD and there is not listing for a company by that name. Also, there are only four area codes for the state of MD - 410, 443, 301 and 204. The area code you are calling (416) is for Ontario, Canada. This company is associated with several scams, as are many other scams that originate from this region.
As Steve Papi from the Rip-off Report suggested..
Your best bet is to just close your account and open up a new one - IMMEDIATELY. These people now have permission to debit your account and will most likely continue to do so for additional monies. They will sell your bank info to others. Don't take these people lightly - they are crooks...
Re: FIRST CAPITAL CONSUMER
CONTACT PHONEBUSTERS IN CANADA ASAP!
THEY ARE FRAUDULENT! OUT OF CANADA.
WWW.PHONEBUSTERS.COM 1-888-495-8501
FILE COMPLAINT AT WWW.FTC.GOV
SOME NUMBERS FOR THIS COMPANY ARE:
716-873-2400 716-873-9441
716-876-6281 800-988-7626
716-876-8559 416-488-4664
You DO NEED TO CLOSE THAT ACCOUNT BEFORE THEY DEBIT MORE OUT! Go to your financial institution and fill out a dispute form that the money was taken out fraudulently (Do not indicate that you auth'd this in error just state it was not authorized. You are not lying to your financial institution - first off because you were promised something that you aren't going to get, and that is not what you authorized to happen! Your authorization was for a credit card to be sent to you in 10-14 days. As this was not fulfilled, you are entitled to a refund. The dispute will go back to the Company to see if authority was granted, the records will show up as an ineligible source. These scammers will not contest the dispute with your bank, as they will not respond back to the inquiries, they do not want to be traced. Your bank will most likely check with the BBB to see if the company is a legally operating credit card company. Depending on your bank, you could get your refund in less than 10 days.
