I recieved a call from this company, telling me I was preapproved for a cash loan of up to $15,000. Because I am in a bit of a financial jom, I decided to hear them out- but was of course, quite leery of such a service. They did not even require prrof of employment. Because my credit score is below 700, they said they could help my credit score, and get me this loan. They said they would deposit between $200-$500 in my account, in which I would give the money back to them, and then they would depsoit a $3,500 loan within two hours, claiming this would boost my credit score and was the required process for such a loan. Of course a million red flags are going off, when he swoops in and asks for my account and routing numbers. Obviosuly, I am not about to just give this information to something that already sounds fishy. I told him I needed to consult with a freind and do a little resear h before I could agree to that. His response was, "You are a useless person, and as a result your loan application has been denied." I asked him, "Did you just say I was a useless person?' He responded, "Yes, you are a useless person and my company does not want anything to do with useless people." Wow. It cracks me up, I must say. I was, luckily, already keen to the fact that this was a scam, so I obviously was not just giving my account numbers out over the phone, but they must stay in business by preying on more vulnerable people. It is sad. I suppose that all of us who are not so vulnerable are just "useless." Wow.