- Report: #187875
Complaint Review: First South Bank - Rocky Mount North Carolina
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First South Bank
2901 Sunset Ave Rocky Mount, 27804 North Carolina, U.S.A.
Phone:
252-451-1431
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First South Bank Ripoff! SMALL BUSINESS OWNERS BEWARE FIRST SOUTH BANK IS YOUR ENEMY!! CONSUMERS BEWARE ILLEGAL ACTIVITIES WOMEN BEWARE!! THINK YOU'RE PROTECTED BECAUSE YOU'RE ON AN BANK ACCT WITH YOUR SPOUSE!! WRONG, PLEASE READ THIS! PROTECT YOURSELF FROM SCANDALS Rocky Mount North Carolina
Think you've had a banking nightmare, let me tell you my experience and hopefully someone will benefit from it. It has destroyed my financal future for years. Appx. 3 yrs ago, my husband and I separated. We had a very successful computer company.
I opened our business acct. locally with another bank, of course after a year or so the bank merged with other banks the outcome was banking with First South Bank, Rocky Mount, NC
As I said I opened the account, my husband signed the signature card, no changes had been made since we opened the account because none were required. I left my husband due to his involvement with illegal drugs and other women. He was out of town on a Friday before I had left (was leaving that weekend). I go to the bank went into one of the officers office and requested that almost the entire amount of the account be transferred into our personal account. She hesitated, said she had a make a call, I really thought nothing of it I knew I was on the signature card, hey I opened the account and had signed checks also. Through all the mergers of banks the account number had never changed.
She returned about 10 minutes later and informed me my name was not on the signature card. In shock responed this was impossible. I demanded to see the signature card. She called one of the senior execs. that was at that branch to come and discuss this with me. Sr. ex. told me she could not provide the card it was located at their Benvenue Branch, I became very upset and demanded to see it. She somehow about 10 minutes later showed me a signature card with his name on it only. I told her this was impossible. She then proceeded to tell me on occassion they upgrade the cards, of course, I wasn't contacted. She couldn't explain why.
I was told this was standard procedure. I knew it was not. Nothing I could about it at that time being late Friday afternoon. So I left needless to say outraged.
To make things worse, later that night the officer I first spoke with about this took it upon herself to call my husband on his personal cell phone and tell him.
He calls me screaming at the top of his lungs. He then leaves SC from his trip and returns home balistic. I then smoothed it over and assured him it was a mistake. He, leaves and returns back to MB.SC.for his weekend vacation. I would like for everyone to understand the only reason I was transferring the money to a personal acct. was to prevent his from spending our company money for illegal drugs and strippers.
I did successful make the move that weekend, of course he returned home on Saturday night again and caught me moving. It was an terrible situation. I believe it was on the next Tuesday I went back to the bank and spoke to the sr. officer which was also a woman about the situation. She then asked the President of the bank to come to her office. He came in very rude, and told me he was sorry I could not have access to proceeds that did not belong to me and had no rights to. He and I continued to have a shouting match. O fcourse I guess he won.My best friend and her daughter were with me as witnesses. He had also advised my husband to open a new acct. and put our company funds into that. I checked with another local bank and I was advised this was illegal by any banking standards. I never pursued this, didn't know how.
Within 7 months my husband filed chapter 13 bankruptcy on our business, we remained opened on very limited funds. Approx. 17 months later he had bankrupct the company again and closed the business. He lives his life to get high. There is more to this story, awful things this bank personally done to me through out those 17 nightmare months.
This bank is the most irresponsible, nosey, lacks serious professionalism. If I could only had control of the company acct. I feel I could have advoided and possibly saved our company. But being a woman was against me. Also my husband was involved sexually with 2 employees of course I didn't find this out until later.
There is alot more that happened but I will not bore you with it. At this time I am now filing for divorce and hope to be granted my divorce in about a month.
Please let this be a lesson for anyone that reads this, do not bank with this company. In my opinion they lack professionalism, and commit illegal acts. I could name quite a few that was involved in all of this.
This became so bad that every time I made a deposit into my own personal account he was called. Please, please, don't put yourself in this situation. Bank somewhere else. Thank you.
DJ
Rocky Mount, North Carolina
U.S.A.
I opened our business acct. locally with another bank, of course after a year or so the bank merged with other banks the outcome was banking with First South Bank, Rocky Mount, NC
As I said I opened the account, my husband signed the signature card, no changes had been made since we opened the account because none were required. I left my husband due to his involvement with illegal drugs and other women. He was out of town on a Friday before I had left (was leaving that weekend). I go to the bank went into one of the officers office and requested that almost the entire amount of the account be transferred into our personal account. She hesitated, said she had a make a call, I really thought nothing of it I knew I was on the signature card, hey I opened the account and had signed checks also. Through all the mergers of banks the account number had never changed.
She returned about 10 minutes later and informed me my name was not on the signature card. In shock responed this was impossible. I demanded to see the signature card. She called one of the senior execs. that was at that branch to come and discuss this with me. Sr. ex. told me she could not provide the card it was located at their Benvenue Branch, I became very upset and demanded to see it. She somehow about 10 minutes later showed me a signature card with his name on it only. I told her this was impossible. She then proceeded to tell me on occassion they upgrade the cards, of course, I wasn't contacted. She couldn't explain why.
I was told this was standard procedure. I knew it was not. Nothing I could about it at that time being late Friday afternoon. So I left needless to say outraged.
To make things worse, later that night the officer I first spoke with about this took it upon herself to call my husband on his personal cell phone and tell him.
He calls me screaming at the top of his lungs. He then leaves SC from his trip and returns home balistic. I then smoothed it over and assured him it was a mistake. He, leaves and returns back to MB.SC.for his weekend vacation. I would like for everyone to understand the only reason I was transferring the money to a personal acct. was to prevent his from spending our company money for illegal drugs and strippers.
I did successful make the move that weekend, of course he returned home on Saturday night again and caught me moving. It was an terrible situation. I believe it was on the next Tuesday I went back to the bank and spoke to the sr. officer which was also a woman about the situation. She then asked the President of the bank to come to her office. He came in very rude, and told me he was sorry I could not have access to proceeds that did not belong to me and had no rights to. He and I continued to have a shouting match. O fcourse I guess he won.My best friend and her daughter were with me as witnesses. He had also advised my husband to open a new acct. and put our company funds into that. I checked with another local bank and I was advised this was illegal by any banking standards. I never pursued this, didn't know how.
Within 7 months my husband filed chapter 13 bankruptcy on our business, we remained opened on very limited funds. Approx. 17 months later he had bankrupct the company again and closed the business. He lives his life to get high. There is more to this story, awful things this bank personally done to me through out those 17 nightmare months.
This bank is the most irresponsible, nosey, lacks serious professionalism. If I could only had control of the company acct. I feel I could have advoided and possibly saved our company. But being a woman was against me. Also my husband was involved sexually with 2 employees of course I didn't find this out until later.
There is alot more that happened but I will not bore you with it. At this time I am now filing for divorce and hope to be granted my divorce in about a month.
Please let this be a lesson for anyone that reads this, do not bank with this company. In my opinion they lack professionalism, and commit illegal acts. I could name quite a few that was involved in all of this.
This became so bad that every time I made a deposit into my own personal account he was called. Please, please, don't put yourself in this situation. Bank somewhere else. Thank you.
DJ
Rocky Mount, North Carolina
U.S.A.
3 Updates & Rebuttals
Leticia
Anytown,Other,
U.S.A.
I also say get an attourney.
#2Consumer Comment
Fri, April 21, 2006
Even though the bank may not be at fault. It sounds like your ex, using the fact that his name was also on the account. Opened another one in his name only, and never told you. And at the same time informed the bank that it was because YOU were the one stealing money out of the account, and that he was trying to protect it. Yeah, he was he was protecting his drug or whatever money, so that if you ever tried to up and leave him, you would be left with nothing. When you get another bank account, do NOT have anyone else on the sign list. Even if it takes extra time to do it.
Cory
San Antonio,Texas,
U.S.A.
All I Can Say
#3Consumer Comment
Fri, April 21, 2006
All I can say is you should have gotten some serious advice from an attorney BEFORE you did anything. You didn't do anything right. You could have protected yourself, your company and your assets. And that opening up another account AT THE SAME BANK, what were you thinking? That does sound like a really terrible bank. It sounds like they violated several banking laws when it comes to the signature cards though.
Ken
Randolph,Massachusetts,
U.S.A.
Suggestion...
#4Consumer Suggestion
Fri, April 21, 2006
You need legal advice on this matter. Depending on how the original account was configured, the bank could be liable to you for your losses. On the other hand, if it was set up with you as a signer but not owner, you are probably SOL. Get a lawyer!
