- Report: #94721
Complaint Review: FNANB First North American National Bank - Richmond Virginia
-
Author Not Confirmed
Why?
FNANB First North American National Bank
P.O. Box 42364 Richmond, 23242 Virginia, U.S.A.
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
FNANB First North American National Bank Raise in interest rates scam Richmond Virginia
On or around September of last year one of my credit cards [FNANB VISA] changed my interest rates from 15.9 to 29.9% with no reason given. Upon my inquiry I was told that my account was in errors and I have missed some payments.
This was totally untrue as my credit report at that time showed only a late payment to Capital One back in January of 2002. This was a payment that was late due to the mail system shutting down for a few days during the Anthrax scare. I contacted Capital and because they would not credit the late charges, I paid them off and closed the account.
I then told FNANB that my records from my bank statements showed that all the payments were made in time and that I have never missed any payments. They told me they would send me a report. To this day and after two telephone conversations I have never received anything from them.
My response to them was to go back to the 15.9% or I would consider the contact broken by them and I would stop all payments until this was rectified. They would not change my percentage, so I stopped all payments to them.
This created a s****..
This was totally untrue as my credit report at that time showed only a late payment to Capital One back in January of 2002. This was a payment that was late due to the mail system shutting down for a few days during the Anthrax scare. I contacted Capital and because they would not credit the late charges, I paid them off and closed the account.
I then told FNANB that my records from my bank statements showed that all the payments were made in time and that I have never missed any payments. They told me they would send me a report. To this day and after two telephone conversations I have never received anything from them.
My response to them was to go back to the 15.9% or I would consider the contact broken by them and I would stop all payments until this was rectified. They would not change my percentage, so I stopped all payments to them.
This created a s****..
