Mystery_meat007
chicago,#2Consumer Comment
Wed, July 21, 2010
Well to the first: from a generally logical standpoint, if the contract had been whited out and rewritten, there's no way for them to know if it was the rep who altered it, or the business owner. So by them lowering the rate at all in your defense is probably more than most would do.
And to the third: There are 2 contracts, sometimes 3. Checks is 1, cards is 2, and if you lease equipment elsewhere, that would be 3. And in order for the check to show up into the system, one of 3 things had to happen: a. and approval, b. a decline, or c. a message of "pos call center" with a telephone number. For there to be no response of any of these for your terminal, yet it to enter the system to still be charged is physically impossible as the terminal needs to dial out through the phone line/DSL or cable modem in order to communicate into the server for a transaction to appear in the first place. Which would mean it was communicating and doing one of those (most likely decline or call center) and rather than accept the decline or call in for the voice approval, you chose to run it a bunch of more times.
I spent years programming equipment for a similar company, so I know exactly how the system works and it's just a matter of paying attention to what your doing/signing and reading. As a lawyer, I'd assume you'd have done either...