Nikki
Coconut Creek,#2Consumer Comment
Sun, November 11, 2007
Due to the large amount of foreclosures lately, lenders have changed their terms and it is much harder today to get a loan than it was only 7 months ago. As little as 7 months ago, your financial status was probably enough to get or refinance a loan. However today it isn't. Homecomings is not the only one who has toughened their terms, everyone has. If you have been keeping your credit clean and paying all payments on time, I really feel for you. It is a ripoff that special considerations cannot be made for those who have done what they were supposed to do. I can understand no refinancing for those who have made late payments. Keep it up because hopefully there will be a break for those who have kept their credit clean.
Nikki
Coconut Creek,#3Consumer Comment
Sun, November 11, 2007
Due to the large amount of foreclosures lately, lenders have changed their terms and it is much harder today to get a loan than it was only 7 months ago. As little as 7 months ago, your financial status was probably enough to get or refinance a loan. However today it isn't. Homecomings is not the only one who has toughened their terms, everyone has. If you have been keeping your credit clean and paying all payments on time, I really feel for you. It is a ripoff that special considerations cannot be made for those who have done what they were supposed to do. I can understand no refinancing for those who have made late payments. Keep it up because hopefully there will be a break for those who have kept their credit clean.
Nikki
Coconut Creek,#4Consumer Comment
Sun, November 11, 2007
Due to the large amount of foreclosures lately, lenders have changed their terms and it is much harder today to get a loan than it was only 7 months ago. As little as 7 months ago, your financial status was probably enough to get or refinance a loan. However today it isn't. Homecomings is not the only one who has toughened their terms, everyone has. If you have been keeping your credit clean and paying all payments on time, I really feel for you. It is a ripoff that special considerations cannot be made for those who have done what they were supposed to do. I can understand no refinancing for those who have made late payments. Keep it up because hopefully there will be a break for those who have kept their credit clean.