- Report: #5992
Complaint Review: household credit citibank comcast etc - Knoxville Tennessee
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household credit citibank comcast etc
Knoxville Tennessee Knoxville, 37921 Tennessee, U.S.A.
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household credit ,citibank , comcast fraud
I live in East Tennessee. I was divorced three years ago. My sister also was divorced three years ago. I had many problems concerning my divorce settlement and with lawyers. For the past three pears I have had consumer problems with banks,a real estate agency, Household credit, citibank, American Express, Comcast Cable, telephone bills, rent a center, United States Cellular.
My sister has had a lot of consumer problems also. I found on the internet that the lawyer I used for after divorce taxes, etc. and the lawyer my sister used for her divorce are also collection agency lawyers. I still have enough money left to fight these consumer problems and I will continue to stand up against these consumer rip offs of Tennesseans. I know if Congress would just pass a law where consumers could charge $29.00 for every letter they have to write concerning unauthorized charges on credit cards and other rip offs, a lot of these rip offs would stop.
Also a law should be passed to cap the interest rate on charge cards that have too high an interest rates. In Tennessee where there are very few consumer protection laws, the elderly loose their homes and divorced men and women and families are all in financial trouble because of unauthorized charges from banks and credit cards. Thee is also a very high interest rate of 28% on auto loans for people with poor credit. Tennessee has the highest bankrutcy rate in the nation. The reason for this is most people are forced into bankruptcy by these unauthorized charges and high interest rates.
From the other reports I have read on this and other consumer sites, anyone who has a steady monthly income from social security, pensions, child support, etc. are targeted by every unethical credit card company, banks, etc. I know that the bank my sister uses told a grocery store that her account was closed. This is a store my sister always shops at and she has used this banks for 2 years. She had had a few checks that did not clear but always made good on the checks. And sometimes this was the banks fault for putting an ATM charge on her account twice.
The bank told the store her account was closed and my sister had to pay 200.00 in court costs for this mistake. We need some consumer protection laws in Tennessee and other states where this type of consumer fraud is legal.
My sister has had a lot of consumer problems also. I found on the internet that the lawyer I used for after divorce taxes, etc. and the lawyer my sister used for her divorce are also collection agency lawyers. I still have enough money left to fight these consumer problems and I will continue to stand up against these consumer rip offs of Tennesseans. I know if Congress would just pass a law where consumers could charge $29.00 for every letter they have to write concerning unauthorized charges on credit cards and other rip offs, a lot of these rip offs would stop.
Also a law should be passed to cap the interest rate on charge cards that have too high an interest rates. In Tennessee where there are very few consumer protection laws, the elderly loose their homes and divorced men and women and families are all in financial trouble because of unauthorized charges from banks and credit cards. Thee is also a very high interest rate of 28% on auto loans for people with poor credit. Tennessee has the highest bankrutcy rate in the nation. The reason for this is most people are forced into bankruptcy by these unauthorized charges and high interest rates.
From the other reports I have read on this and other consumer sites, anyone who has a steady monthly income from social security, pensions, child support, etc. are targeted by every unethical credit card company, banks, etc. I know that the bank my sister uses told a grocery store that her account was closed. This is a store my sister always shops at and she has used this banks for 2 years. She had had a few checks that did not clear but always made good on the checks. And sometimes this was the banks fault for putting an ATM charge on her account twice.
The bank told the store her account was closed and my sister had to pay 200.00 in court costs for this mistake. We need some consumer protection laws in Tennessee and other states where this type of consumer fraud is legal.
1 Updates & Rebuttals
Don
Forest Hill,Maryland,
U.S.A.
The work-up of a budget
#2Consumer Suggestion
Tue, January 28, 2003
I'm a little befuddled by the drift of your comments, since it would appear that the depth of the hole in which you currently find yourself was defined by the amount of debt you chose to take on. The work-up of a budget, the wise use of credit cards (shopping around for a card with the lowest possible rates) and cutting expenses back to enable you to live within your financial means would go far to alleviate yourself of the debt you currently face. You are certainly not obligated to accept every credit card offer that arrives in the mail. Reading and understanding the terms of acceptance and use of the card before signing up would provide you with a great deal of information on which to base a wise decision on the credit card company with which you ultimately choose to deal. The use of discretion and a little research on the web will enable you to find the best interest deal with any major credit card. This path will also assist you in finding a number of firms which are able to help you get your spending habits on a more tolerable track. Keep in mind that most merchants frown upon the habitual passing of bad checks by their customers. Guidelines regarding the store's policy pertaining to bad checks are usually posted within the store or may be obtained by speaking to store management. If the customer chooses to continually attempt to write checks to an account in which the writer does not maintain sufficient funds to honor the debt, the merchant is left with little alternative than to take that customer through the available legal channels. It is suggested that both you and your sister find a reputable credit counseling firm and follow their advice to the letter.
