Jenifer
Portland,#2Consumer Suggestion
Tue, August 30, 2005
Read all the other reports here...there are so many people who have been ripped off by these a**holes-don't give them any money...they will NOT in a million jillion years be able to validate your debt because your debt probably doesn't even exist...
Sherri
Piedmont,#3Consumer Comment
Tue, August 30, 2005
Jack Hagop Boyajian is only licensed to practice law in California and was denied a law license in New Jersey, due to his numerous legal skirmishes with JBC Legal. Send them a cease and desist letter immediately, asking for validation of the debt. Tell them that if they are unable to provide this proof (and a printout from their database is NOT proof), if they have placed this on your credit reports, it must immediately be removed or legal action will be taken. Fax it as well as sending certified mail, just in case they refuse it or it goes "unclaimed." You should also indicate that they are to stop all third-party contact, as it is NOT locator information and they can legally disclose your information to a third-party without your consent. These slimeballs are well-known for "creating" debts..they tried telling me I owed them for a bill from 2002 from a doctor in the Los Angeles area. (1)My research showed that said doctor retired in 1986 and died in 1992; and (b)I last lived in Los Angeles in 1997. Not to mention that my insurance has no copayments or any out-of-pocket other than $5 prescriptions. The moron I got actually made this statement, when I pointed out that the physician they called themselves collecting for had been deceased for more than ten years of the date of the so-called "bill", and he said, "Deceased or not, the doctor wants his money." I am amazed that this guy can tie his shoes and find his way to work, much less read. He obviously didn't know what "deceased" meant. When they start the "garnish your wages" spiel, remind him you are in Texas and are garnishment-proof. They aren't the brightest bulbs in the lamp, so you may have to educate them a little. Until you get their fax or letter to them, laugh hysterically at them and hang up the phone.