Complaint Review: JBC Legal Group PC - JBC & Accociates - Bloomfield New Jersey

It's obvious that JBC is using Ames since Ames doesn't exist anymore and we cannot call them to find out what is going on. Just as the last person said, we are being scammed. I just can't figure out why JBC is still around.

You are being scammed. This company is lying and everything they have told you is illegal. It is up to THEM to prove you owe the bill not you to prove you do not. Send them a dispute letter certified mail telling them to provide proof of the check or go away. Tell them what the bank stated. This company is already in trouble and is being investigated by the state of new jersey and the FTC. They have 24 federal lawsuits going against them this year alone and who knows how many civil or small claims. Get an attorney and sue them. Don't be a sucker or a victim.

I was surfing the internet tonight, tryin to find any legal action taken against Ames Department Store or JBC Legal Group and I found this web site. I recieved my 1st statement from JCB Legal Group on March 5th, 2004. It was addressed to my parents house where I have not lived for 16 years and they had my married last name. I did not live home when I was married. They stated I bounced 2 checks with Ames and the dates of these checks where 9/1999 both written and bounced on the same day. I called JCB on 3/10/04 and explained that I had never heard of these checks before and that I have always kept up on my credit reports, applied for new checking accounts and built up credit and have never been made aware of any checks that have bounced. My driver license is clean and not associated to these checks. I advised them someone must have gotten a hold of my old checks. I advised JCB I would call my old bank. JCB said to get affidavit from my bank. My bank stated that I closed that bank account in 12/98 and had no balance and the check #'s being reported as bouncing does not show in the bank records but that could have been because the account was closed. The bank said to get a letter from JCB stating I need an affidavit from the bank. JCB rudely told me they do not represent me, they represent Ames and they will not provide me with anything. One month later on 4/8/04 I get another statement from JCB with an additional check for Ames that they state bounced 5 months earlier (4/99)than the other 2 checks they originally said bounced. I once again called and spoke with Emily on 4/14/04. I this time got very angry at they way I was spoken too and each time I call they act like they have never spoken to me b4. Emily said I needed to talk to her in a decent manor and hung up on me, this was after Emily rudely told me that Ames has the right to the money that is rightfully theres and I have already called 3x's to say I am disputing this. They are not listening and are not noting my acct. Again today I called and advised them to update the correct address and name because if they are going to file a judgement they might want to make sure they have my correct mailing address. JCB stated today that I need to get the affidavit from my bank and I am still working with my bank to get this resolved. I am sure a month down the road I will have a judgment against me and have a heck of a time fighting this. Does it seem funny that we are all getting statements within the past 2 months from supposed bounced checks in 1999?

It's been well over a month since I faxed a copy of the money order to JBC. I called and it was verbally verified that I'm cleared. I have asked several times though for written documentation and they will not send it. I have faxed requests to the mysterious Lori Brown to no avail. I finally faxed her the information I was given by a lawyer that states that she is required by law to give me the written documentation and I still have not heard from her. These people are a joke. How do they stay in business?