James
Mahopac,#2Consumer Comment
Sat, November 15, 2008
I'm sorry to say but I think you may have been ripped off. First off, I was contacted by this company as well saying that i had an old debt in the amount of $169.27 and also offered a Mastercard from Emblem Fresh Start to "help" me pay off this debt. The debt they were referring to though was paid in full and closed five years ago. When I contacted them originally they were no help whatsoever. However, when I called back only a few hours later with the proof that the debt was actually paid, before I could even tell them they informed me that the offer was expired. Within a matter of hours they went from telling me they could not do anything to the company having no information on me at all. I would like to suggest that in the future you research a bit more before sending any company like this money. Especially a company which is supposed to be collecting an old debt and at the same time offers you a new credit card. I also have one more MAJOR suggestion for you. Never send anyone money using moneygram unless it is family or friends or a very reputable source such as utility bills. With things like Moneygram and Western Union, if it turns out to be a scam you cannot get your money back. At least with credit cards or by check you can dispute the charges and they will investigate. I hope I've been somewhat helpful and please be more careful in the future. Always approach these types of offers with a great deal of skeptism.