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  • Report:  #508593

Complaint Review: JEROLD KAPLAN LAW OFFICE P.C. - MIDLAND CREDIT MANAGEMENT - Phoenix Arizona

Reported By:
Rockford - Avondale, Arizona, USA
Submitted:
Updated:

JEROLD KAPLAN LAW OFFICE P.C. - MIDLAND CREDIT MANAGEMENT
2738 E. Washington St. Phoenix, 85034 Arizona, United States of America
Phone:
6022588433
Web:
N/A
Categories:
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They filed a civil suit against me regarding an old credit card debt that is a time-barred debt and are trying to use the courts to enforce it. According to the rules of the U.S. Federal Trade Commission, what they are doing is illegal. Ive called this to their attention, twice, yet they continue to ignore this fact.



 

Cease communication(Sent via certified mail)DATE: July 29, 2009
Creditor name: Jerold Kaplan Law Office, PC Midland Funding LLC 
Attn: Fred Dias
Address: 2738 E. Washington St.
Phoenix, AZ 85034
This letter is in regards to said summons.  
I am requesting at this time for you to cease communications 
with me regarding this account. Please see attached civil 
response form for reasons.   
Any future phone calls/mail I receive at my home will be 
reported/forwarded to the Federal Trade Commission as a 
violation of my rights according to 15 U.S.C. 1692c.


 



This is the second letter sent:



 

Cease communication(Sent via certified mail) 
DATE: August 17, 2009 
Creditor name: Jerold Kaplan Law Office, PC
               Midland Funding LLC 
Attn: Fred Dias/Pat Esquivel
Address: 2738 E. Washington St.
Phoenix, AZ 85034
This letter is in regards to the above court number. 
Again, I am requesting at this time for you to cease 
communications with me regarding this account. Please see 
attached copy of my first civil response form for reasons 
and for reasons stated below.   
As stated in my July 29, 2009 Cease Communication letter, 
any future phone calls/mail I receive at my home will be 
reported/forwarded to the Federal Trade Commission as a 
violation of my rights according to 15 U.S.C. 1692c. 
All your latest letters, forms, etc., have been copied 
and forwarded to the Federal Trade Commission, along with 
copies to the J.P. Agua Fria justice court(to let the court 
know this matter cannot be pursued in court and your wasting 
the courts time), Arizona Bar Association, Rip-off.com and 
the Better Business Bureau.
I went to a pre-trail conference on 9/29/09 @ 11:00 a.m. related to the 
above stated case number.  I was lead to a small conference room with 
a person, who did not introduce himself, but said he was from Jerold Kaplan 
Law Office (I had to call back to the justice court and find out his name, Pat Esquivel). 
He asked what I wanted to do about the case and I told him nothing and that 
it was a time-barred debt. He asked me where I got my information and I told 
him that I laid it all out in my previous letters back to him and for him to re-read it. 
He asked me to sign a pre-trail conference report and I told him I would wait for 
the judge to tell me what to do and he stated there would be no judge. He then got 
up and we went to the front lobby, clerks window to have them do something with 
the report. He said something to the court manager, Dan, and he filled out something 
on the report and made me a copy. It was during this interim that he asked me where 
I got my information regarding the time-barred debt and statue of limitations. 
Again, I told him it is all explained in my letters back to him and (this is where 
the unprofessional conduct comes in) in front of the court manager and anyone 
else within ear shot, he says to me, your stupid paperwork is wrong.  I immediately 
went into a defense mode and said back to him my stupid paperwork? Thats real 
professional coming from you. Even the security guard heard my voice raise a bit. 
After that comment, all I wanted to do was get away from this guy. How is someone 
that is suppose to be a professional be allowed to belittle and insult someone in front 
of God and anyone else around. I will admit I was just a bit pissed off when I left the 
building and could not wait to put a much distance between this so called professional 
and myself. 
 
Bottom line, I've since received a motion of dismissal from the court and have filed futher 
charges against these "professional" low-lifes with the State Bar of Arizona. Go to 
Creditcard.com and learn how to greet these people head on. This is where I got all
the ammo I needed to combat these pond scum.


1 Updates & Rebuttals

exemployee

phx,
Arizona,
United States of America
99.9% of jklo accounts are out of status

#2UPDATE EX-employee responds

Thu, January 14, 2010

99.9 per cent of jklo paper is out of status.

 

BOTTOM LINE you look at the account the collector knows by looking at the open date of the account if its out of stats before they ever make that first call but jklo makes the collectors call on them anyway. what they do is handle it like a in status account, and bull and harrass them until either the clint pulls the accounts back, or you pay not ever tell the debtor that the debit is out of the legal status and by law they have no right to call about this account. If we all where to see how much money they collect from accounts that are legaly out of status we would be sick,

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