Leaders merchant services are complete ripp-offs bait and swith tatics signed up with them to process off my i-phone said monthly charge would be 14.95 on my bill and get billed over twice that amount call the said they would fix the problem next month get bill over twice what i agreed to called them up to refund my money they said no refunds but would fix problem next mo . no turned them off did a stop payment total theifs and after did a google search and found out they do this to a lot of people small amounts thats there stratagy i would say.