Greg
Tulsa,#2Consumer Suggestion
Thu, July 24, 2008
I believe that in order to enforce a debt, the attorneys (Love, Beal & Nixon) have to have the origional binding contract in hand. It must have the origional ink on it and cannot be a copy of a copy of a copy as this is then not valid evidence and should hold up in court. Regardless of whether they were "assigned" or "bought" the debt is immaterial, I believe. The origional contract that you entered in to was not between you and these guys but between you and someone else all together. They try to scare you to get you to cough up some money. If you start asking for the valid contract, they won't be able to produce it and you will win. If they can't show where they purchased the contract then you will also win. As with a lot of these other posts, do not not answer them. First, if they sent you a letter in the mail, they are simply fishing to see whether you live there and you don't really need to respond. If you are served a summons, you definately need to respond. Deny they debt and ask them to provide "strict proof thereof". Don't talk to them except at court and still deny the debt because as I stated you never entered in to a contract with them and they also can't prove that you did. I hope this helps... Greg Chapman www.superdad.ws