i ordered the mort fertel cds for 76.00 and i was under the impression i could return them for a full refund. i had a feeling i was going to be denied that they were a rip off by just listening to the cds. i was right. marriage fitness is a ripoff. they are sending me back the materials that are useless because they wont honor their guarantee. i urge people not to purchase this product its throwing money away.