- Report: #194597
Complaint Review: Midland Funding LLC And Midland Credit Management - Los Angeles California
-
Author Confirmed
Why?
Midland Funding LLC And Midland Credit Management
Department 8870 Los Angeles, 90084-8870 California, U.S.A.
Phone:
800-935-4566
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
Midland Funding LLC And Midland Credit Management, MCM, ripoff, billing for a debt thats already paid to someone else Los Angeles California
We received a letter from Midland January 24,2006 informing us that we owed them $135.91. They said that if we sent them $67.96 then out debt would be paid in full and they would report to the credit bureaus that it was paid.
Well we don't argue that we didn't owe the debt on the Aspire Visa because we did. What we did argue and are still argueing with Midland is that we paid the debt in full to a law office back in may 24,2005. They have called here over and over and i have explained to them as well as my husband has explained to them that we paid this debt and that we will not under any circumstances send them any money.
I am now wondering why Midland would buy an account from someone in the year 2006 that has been paid in full back in 2005? Did they think that we would just assume that we still owed this amount to them and send them a check?
What i am also wondering is how are they getting away with this scam? Is this stuff not against some sort of law and do we as consumers and as Americans have some kind of rights to protect us from haveing to pay these people that are ripping us off?
Patty
Sugar Valley, Georgia
Georgia
Well we don't argue that we didn't owe the debt on the Aspire Visa because we did. What we did argue and are still argueing with Midland is that we paid the debt in full to a law office back in may 24,2005. They have called here over and over and i have explained to them as well as my husband has explained to them that we paid this debt and that we will not under any circumstances send them any money.
I am now wondering why Midland would buy an account from someone in the year 2006 that has been paid in full back in 2005? Did they think that we would just assume that we still owed this amount to them and send them a check?
What i am also wondering is how are they getting away with this scam? Is this stuff not against some sort of law and do we as consumers and as Americans have some kind of rights to protect us from haveing to pay these people that are ripping us off?
Patty
Sugar Valley, Georgia
Georgia
2 Updates & Rebuttals
Patty
Sugar Valley,Georgia,
Georgia
re:proof
#2Consumer Comment
Mon, June 12, 2006
To the person who responded and asked if we had proof in hand that this debt had been paid in full? Yes ma'am we do we have a letter from the law firm that we paid it to stating that it is paid in full. And yes we were being sued for this amount because it was a high bill and we had some trouble paying it in full at the time (if that is anyone's business). I did send a report to the BBB and they sent me back a letter saying that this matter needed to be taken up with the company because they couldn't help me. I will not pay them no matter what the amount that they ask for even if it goes down to $5.00.
Debra
Vallejo,California,
U.S.A.
proof
#3Consumer Comment
Sat, June 10, 2006
Patty this company is beyond reprehensible! Do you have the proof in hand that you paid this debt? Copy of the check or money order the original bill from the lawyer (which sounds kinda funny to me) Why did a lawyer have this to begin with? Were you being sued for this amount? Somehow or another I get the feeling (and by the way its against the law) that Midland is pulling up credit reports randomly on people and then going after them. Contact an attorney also lodge a complaint with the BBB (at the BBB you cant complain about the collection side of them but you can lodge a complaint about the business side of Midland) then lodge a complaint with not only your city atty office but your atty. general's office. Thats what I have been doing in the last 2 weeks here. Please even though your amount is relatively small dont give up the fight your helping not only yourself by joining in your helping others also. And dont pay them anything they might come back later to you and say it wasnt authorized by anyone and there is no proof. Be careful!
