Complaint Review: National Auto Warranty Services; South Carolina Insurance Group; Capital Insurance Group; VerencoInc - Wentzville Missouri

Before you do business with US FIDELIS, I BEG YOU TO READ THISI USED TO WORK THERE! I could go into so much more about this company but I am praying that you will read this entire post and it will be enough information to trust that I am doing this in hopes of saving people from being scammed. **** US FIDELIS is now advertising their CAR WARRANTIES on TELEVISION COMMERCIALS**** Please notice that I have backed up this content with web sites from government websites and organizations that protect consumers. I also have links from media sources. PEOPLE DO YOUR HOMEWORK!!!! DO A SEARCH AT THE BETTER BUSINESS BUREAU for DEALER SERVICESTHEY ARE NOW US FIDELIS and they HAVE A GRADE OF ** F ** A+ is the highest, F is the lowest; just like an academic report card. Don't believe me? Go to the Better Business Bureau's website and do a search. If you need to narrow down your search, go to the St. Louis area of the BBB site. Wentzville is on the outskirts of the St. Louis Metro area. They are at 100 Mall Parkway and also 200 Mall Parkway in WENTZVILLE, MO. http://stlouis.bbb.org/WWWRoot/Report.aspx?site=142&bbb=0734&firm=310016763 The BBB has received numerous complaints regarding this extended vehicle service contract broker. Complainants primarily allege difficulty cancelling policies and obtaining refunds, misleading advertisements, misleading, high pressure or improper sales tactics, poor customer service, failure to pay for vehicle repairs, difficulty contacting the company, misrepresentation of coverage, harassing phone calls and failure to remove names from mailing lists. These complaint patterns are reflected in the complaint statistics below. Scroll down to Business Contact and Profile and you will see all the names this company uses. http://stlouis.app.bbb.org/report/310016763?noskin&fax=Y I was shocked when I found out that US Fidelis will be sponsoring Rusty Wallace racing for 35 NASCAR races. Steve Wallace, Rusty's son will be driving the US Fidelis car. I cannot imagine why his business Rusty Wallace Racingwould do business with US Fidelis when they are under investigation by several state Attorney General's; most notably the one in their own stateMissouri. See the link below. Rusty--- go to the Missouri Attorney General Website and to the Better Business Bureau of the St. Louis Area and look who you are dealing with! http://www.consumer.ago.mo.gov/Know_MO/ You will see that they are also US FIDELIS and NAWS and NATIONAL AUTO WARRANTY SERVICES; and THE ATKINSON GROUP OF COMPANIES. The company changed its name to US FIDELIS because Of bad publicity. They have been investigated and fined by the MISSOURI ATTORNEY GENERAL'S office as well as ARIZONA'S and no doubt several others. http://ago.mo.gov/newsreleases/2008/030608.htm The name of the company at that time..National Auto Warranty Services of Wentzville, MO Postcards sent out from Dealer Services/NAWS/US Fidelis can be seen in the links below.They had a special group of employees that worked calls that came in as a result of these cards. 90% of the people who called were under the impression that these cards were from their car manufacturer. I know; as I worked in this group for about 3 months. Channel 13 News in Jefferson City, MO: http://www.connectmidmissouri.com/news/news_story.aspx?id=87338 Florida Attorney General investigatingHere is a report on Channel 6 in Miami, FL http://www.nbc6.net/ciu/18211518/detail.html Reports from MSNBC---the first link has been aired on MSNBC during the last few weeks of December 2008: http://www.nbcconnecticut.com/traffic_autos/autos/Bogus_Car_Warranty_Offers_Invading_Mailboxes_All__National_.html http://www.msnbc.msn.com/id/23147777/ ALL OF THE ABOVE ARE reports on the company who has changed their name to US FIDELISNotice the cards are all the same. Here is a document on the Missouri Secretary of State's website to prove that this company is in fact owned by the Atkinson brother's: http://www.sos.mo.gov/imaging/18755163.pdf Notice the 100 Mall Parkway address; sometimes the address will be 200 Mall Parkway; depending on the correspondence and if they are using National Auto Warranty Services or US Fidelis. Here is something else..the building that NAWS/DEALER SERVICES/US FIDELIS is in the owners also opened an alcohol free nightclub called EXODUS. Funded no doubt by the money they have made using unethical and possibly illegal business practices. Darain and Cory Atkinson own US Fidelis in Wentzville, Missouri. Out of the blessings from their business, it was their desire to do something significant that would honor God and be purposeful to the community. From this desire, the EXODUS concept was formed. http://exodusstl.com/documents/staff.html This statement almost sickens me. I have seen first-hand the unethical business tactics used to make the owners money. It would be better fitting to say the Business practices are sleazy and underhanded. They target the elderly and undereducated people and use strong arm business tactics. How can they keep a clear conscience? Moreover, sales people acquire banking and credit card information by creating a sense of urgency.Buy it now or you won't get this great offer again. This is the standard sales tactic. The sales people avoid informing the potential customers of the fine print in the warranty such as ridiculously long waiting transition periods before the warranty can actually be used. Because the sales people work for commission only, they will avoid They will process the banking or credit card information before a customer gives the ok to continue so that they (the salesperson) will have the deal. This is very common towards the end of the month when the salesperson needs to reach a level for a bonus or to make more commission (they are paid per deal). The Atkinson brothers also provide space for their church in the building. It is non-denominational and is called The Element'. Ironically, the majority of the US Fidelis management attends THE ELEMENT church. This church is very much like a cult, focusing on money and success. Watch the QUICK TIME presentation at the website below. There is a married couple on this video in which the husband is an assistant manager and the wife is a manager at the newly named US Fidelis. They are the bi-racial couple (and please note that I am only stating that they are bi-racial to point out who they are.I am not being prejudiced. .http://www.elementchurch.com/elementchurch/Element_Church_%7C_Welcome.html

$300.00 a month for a year? That indeed IS a sad story. I tell all my kids and friends (that will listen anyway), to NEVER buy ANY warranty on ANYTHING. Start your own warranty fund, put money in it, watch it grow w/ interest. If you ever need repairs, use that fund. Engineers spend countless hours testing merchandise to failure, they know the "mean time between failure" of each device. The warranty period is only good in this window of failure. Granted, a very small percentage does fail in this window (bad maintainance, upkeep, assembly, etc.), but the odds are not in your favor. Ask any statition or anyone that had a course in statitics about warranty policies. Case in point, $3000.00 for the year, 800 in repairs, $2200.00 left in the special savings account (still growing). Car back on road. Yes, sometimes warranties do save your butt, these are the exception to the rule. I said most of the time, they provide NO value to the consumer. This is their bread and butter on the sales. Please, all you warranty phone pushers, dont rebutt and rant about how "Im wrong", you are the uneducated populace just pushing a product from a script some sales monkey wrote. "Oh Im college educated and can tell you your........ bla bla....... Yea, right!!!