- Report: #335842
Complaint Review: NCO Portfolio Management INC. - Horsham Pennsylvania
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Author Confirmed
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NCO Portfolio Management INC.
507 PRUDENTIAL ROAD Horsham, 19044 Pennsylvania, U.S.A.
Phone:
800-3834761
Web:
N/A
Categories:
Business Rating:
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Tell us has your experience with this business or person been good?
NCO Portfolio Management, INC., NCO Financial Systems INC, NCOP Services, Inc, NCOP Financing INC.; NCOP I INC.; NCOP II INC.; NCOP IV INC.; Collections SCAM Horsham Pennsylvania
I received a collection letter from NCO Financial Systems a year ago for an account that was not mine. I sent in a dispute letter as per the written instructions on the letter stating that I was not the debtor that they were looking for that I would like to know how they assigned this debt to me etc. I didn't hear a word from them until this week (May 30, 2008).
I have now received another collection letter but I believe it is for a different account as it was about this time a year ago that I received the first letter. When I called the 800 number, I was told that 'someone' with my 'same name' has this account and that they send out letters across the country to find them. I refused to give them my social security number as I do not know who they are and they do not want to give me the social security number 'associated' with the account. I asked how they could tell that it was me that they were looking for then - I was hung up on.
They are collecting for an american express account (I won't publish the # that they have given me) with a total balance due of 5725.84 of which they will accept 40 percent of or 2290.34 as a lump sum payment. They continue on to state that unless I notify them within 30 days that I dispute the validity of the debt that they will just assume that it is valid. I do not and have not ever had an american express credit card. I am contacting the Better Business Bureau as well, but I would like to know if this is some kind of scam. There is no way a collection angency can just send out letters to people across the USA and say if you don't dispute it then it is your debt - this can not be right.
Sassy
Houston, Texas
U.S.A.
I have now received another collection letter but I believe it is for a different account as it was about this time a year ago that I received the first letter. When I called the 800 number, I was told that 'someone' with my 'same name' has this account and that they send out letters across the country to find them. I refused to give them my social security number as I do not know who they are and they do not want to give me the social security number 'associated' with the account. I asked how they could tell that it was me that they were looking for then - I was hung up on.
They are collecting for an american express account (I won't publish the # that they have given me) with a total balance due of 5725.84 of which they will accept 40 percent of or 2290.34 as a lump sum payment. They continue on to state that unless I notify them within 30 days that I dispute the validity of the debt that they will just assume that it is valid. I do not and have not ever had an american express credit card. I am contacting the Better Business Bureau as well, but I would like to know if this is some kind of scam. There is no way a collection angency can just send out letters to people across the USA and say if you don't dispute it then it is your debt - this can not be right.
Sassy
Houston, Texas
U.S.A.
4 Updates & Rebuttals
Concerned Citizen
Warminster,Pennsylvania,
U.S.A.
Your Rights May Have Been Violated
#2UPDATE EX-employee responds
Fri, May 30, 2008
Sassy: I worked for NCO for several years. You are a Texas resident and you have the right to dispute the alleged debt. By law, the collection agency (NCO) has thirty days to provide you a response to your dispute. If you received a response from the agency that is more than thirty days from the date your dispute letter was received, NCO may have violated Texas statute as well as the FDCPA by not providing you proof of the debt. See my story as many consumers in Texas have been aggrieved by NCO Financial Systems. You can contact me directly and I will provide you with information regarding a possible class action against this company. I can also provide you more information on NCO's policies and procedures and at that time you can decide if you indeed wish to proceed with legal action against NCO. I will provide contact information should you not be able to get it from my Rip-Off Report. My report is under the following title/heading: "NCO Financial Systems Collection, Agency, Violations, Fair Debt Collections Practices Act, Texas, lawsuit, class action Horsham Pennsylvania"
Concerned Citizen
Warminster,Pennsylvania,
U.S.A.
Your Rights May Have Been Violated
#3UPDATE EX-employee responds
Fri, May 30, 2008
Sassy: I worked for NCO for several years. You are a Texas resident and you have the right to dispute the alleged debt. By law, the collection agency (NCO) has thirty days to provide you a response to your dispute. If you received a response from the agency that is more than thirty days from the date your dispute letter was received, NCO may have violated Texas statute as well as the FDCPA by not providing you proof of the debt. See my story as many consumers in Texas have been aggrieved by NCO Financial Systems. You can contact me directly and I will provide you with information regarding a possible class action against this company. I can also provide you more information on NCO's policies and procedures and at that time you can decide if you indeed wish to proceed with legal action against NCO. I will provide contact information should you not be able to get it from my Rip-Off Report. My report is under the following title/heading: "NCO Financial Systems Collection, Agency, Violations, Fair Debt Collections Practices Act, Texas, lawsuit, class action Horsham Pennsylvania"
Concerned Citizen
Warminster,Pennsylvania,
U.S.A.
Your Rights May Have Been Violated
#4UPDATE EX-employee responds
Fri, May 30, 2008
Sassy: I worked for NCO for several years. You are a Texas resident and you have the right to dispute the alleged debt. By law, the collection agency (NCO) has thirty days to provide you a response to your dispute. If you received a response from the agency that is more than thirty days from the date your dispute letter was received, NCO may have violated Texas statute as well as the FDCPA by not providing you proof of the debt. See my story as many consumers in Texas have been aggrieved by NCO Financial Systems. You can contact me directly and I will provide you with information regarding a possible class action against this company. I can also provide you more information on NCO's policies and procedures and at that time you can decide if you indeed wish to proceed with legal action against NCO. I will provide contact information should you not be able to get it from my Rip-Off Report. My report is under the following title/heading: "NCO Financial Systems Collection, Agency, Violations, Fair Debt Collections Practices Act, Texas, lawsuit, class action Horsham Pennsylvania"
Concerned Citizen
Warminster,Pennsylvania,
U.S.A.
Your Rights May Have Been Violated
#5UPDATE EX-employee responds
Fri, May 30, 2008
Sassy: I worked for NCO for several years. You are a Texas resident and you have the right to dispute the alleged debt. By law, the collection agency (NCO) has thirty days to provide you a response to your dispute. If you received a response from the agency that is more than thirty days from the date your dispute letter was received, NCO may have violated Texas statute as well as the FDCPA by not providing you proof of the debt. See my story as many consumers in Texas have been aggrieved by NCO Financial Systems. You can contact me directly and I will provide you with information regarding a possible class action against this company. I can also provide you more information on NCO's policies and procedures and at that time you can decide if you indeed wish to proceed with legal action against NCO. I will provide contact information should you not be able to get it from my Rip-Off Report. My report is under the following title/heading: "NCO Financial Systems Collection, Agency, Violations, Fair Debt Collections Practices Act, Texas, lawsuit, class action Horsham Pennsylvania"
