- Report: #397826
Complaint Review: Oakdale Lending Group - Charolettesville Virginia
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Oakdale Lending Group
One Morton Drive Charolettesville, VA Charolettesville, Virginia, U.S.A.
Phone:
866-469-5895
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Oakdale Lending Group I fell for it, it's a scam!! Now my kids pay for it... Charolettesville Virginia
*Consumer Comment: THEY CALLED YOU - THAT SHOULD HAVE BEEN THE FIRST RED FLAG IT WAS SCAM!
*Consumer Comment: you have been scammed
*Consumer Comment: These are the same people who were responsible the CedarBrook Lending Group Scam
*Consumer Comment: COMMON SENSE: THEY CLAIM TO BE A LOAN COMPANY WHO ASKS YOU FOR MONEY BEFORE GIVING YOU THE LOAN. WAS THE ULTIMATE RED FLAG!!
On the 9th of November, James Nolan contacted me about a $5000.00 loan offer that his company wanted to offer me. Unaware of any scams at that time it did what he asked. I borrowed the money to send the $910.00 6 month collateral payment that was required. Making my payments start in May.
He faxed me a copy of the contract stated that he verified all of my information and all i needed to do was sign the contract and send it back along with a copy of a photo ID. I did as asked. With the promise by 5pm the next day the loan would be deposited into my account.
The next morning I received a call from the Customer Service Manager, Victor Ellis, stating that there was a reassessment done on my loan agreement and that the company was requiring another 6 month payment to purchase an insurance policy on me just incase i defaulted on the account. Already in the hole, needing the money, Victor Ellis, assured that the loan could not be reassesed again, that this was 100% guarnteed that would secure the deposit of my loan. He also stated that it said this in the loan agreement. I read the loan agreement it was in there.
It took me 2 days to get the other $910.00 from payday advances straighten out my account enough so I could send the money through Money Gram to the information provided to me.
On monday, I called the bank to see if the deposit was made. It was not there. I called James Nolan, he stated that he had no idea what was going on with my account anymore that Vicotr Ellis took it over. I called customer service to speak with Victor Ellis. Victor called me back and stated that the private loan company backed out of the loan agreement. I said well what about my money? He stated that I had 2 options.
I asked him what my 2 options were. He stated, Either I get a full refund of $1828.32 or I could send them another $1800.00 and they would give me a $10,000.00 loan. I said forget it i wanted my refund and I needed it now. He said I had to wait till 12-08-08. I said if that was my only option I wanted it.
2 days later Victor Ellis called me back. And stated that the company he worked for felt bad about my account being overdrawn and that the were adding $820.00 to my refund. I said fine that's good.
I am waiting till the 8th of December because my account iis now overdrawn by $1500.00. I have contacted the Better Business Bureau in both VA and PA also the Attorney General Office here in the state of PA, I am now filing a complaint with the FTC in hope something is done to help me fix what was caused. I hope my kids can forgive me because their Christmas is ruined because of this company.
Heather
Muncy, Pennsylvania
U.S.A.
He faxed me a copy of the contract stated that he verified all of my information and all i needed to do was sign the contract and send it back along with a copy of a photo ID. I did as asked. With the promise by 5pm the next day the loan would be deposited into my account.
The next morning I received a call from the Customer Service Manager, Victor Ellis, stating that there was a reassessment done on my loan agreement and that the company was requiring another 6 month payment to purchase an insurance policy on me just incase i defaulted on the account. Already in the hole, needing the money, Victor Ellis, assured that the loan could not be reassesed again, that this was 100% guarnteed that would secure the deposit of my loan. He also stated that it said this in the loan agreement. I read the loan agreement it was in there.
It took me 2 days to get the other $910.00 from payday advances straighten out my account enough so I could send the money through Money Gram to the information provided to me.
On monday, I called the bank to see if the deposit was made. It was not there. I called James Nolan, he stated that he had no idea what was going on with my account anymore that Vicotr Ellis took it over. I called customer service to speak with Victor Ellis. Victor called me back and stated that the private loan company backed out of the loan agreement. I said well what about my money? He stated that I had 2 options.
I asked him what my 2 options were. He stated, Either I get a full refund of $1828.32 or I could send them another $1800.00 and they would give me a $10,000.00 loan. I said forget it i wanted my refund and I needed it now. He said I had to wait till 12-08-08. I said if that was my only option I wanted it.
2 days later Victor Ellis called me back. And stated that the company he worked for felt bad about my account being overdrawn and that the were adding $820.00 to my refund. I said fine that's good.
I am waiting till the 8th of December because my account iis now overdrawn by $1500.00. I have contacted the Better Business Bureau in both VA and PA also the Attorney General Office here in the state of PA, I am now filing a complaint with the FTC in hope something is done to help me fix what was caused. I hope my kids can forgive me because their Christmas is ruined because of this company.
Heather
Muncy, Pennsylvania
U.S.A.
4 Updates & Rebuttals
Gfs
NY,New York,
U.S.A.
COMMON SENSE: THEY CLAIM TO BE A LOAN COMPANY WHO ASKS YOU FOR MONEY BEFORE GIVING YOU THE LOAN. WAS THE ULTIMATE RED FLAG!!
#2Consumer Comment
Thu, December 18, 2008
Common Sense would have told you it was a scam when they asked you for money upfront. I just seen this on Help Me Howard when another lady said the same thing about the 12/8/08. 1. Why would you give money to a loan company without getting the loan first? 2. Why would they ask you for money upfront when you are the one that needs money? That is the ULTIMATE red flag here. 3. No legit loan company will ever ask you for money upfront. No offense but this is all common sense. They scammed you but you also scammed yourself.
Cagedbird714
Belleville,New Jersey,
U.S.A.
These are the same people who were responsible the CedarBrook Lending Group Scam
#3Consumer Comment
Fri, December 05, 2008
I had a feeling these jerks would resurface again with different names. The account executive for CedarBrook Lending was Adam White and the Customer Service Manager was Stanley Denton. They got me for $1,271.00 in one swoop and normally I would not have said these are the same guys but there are far too many coincidences here. Everything they said to you word-for-word was the same thing they said to me in Late October/Early November. I am sorry to inform you but you will not be getting a refund, I can guarantee you the week before you are supposed to receive the refund you will not be able to reach them. Have they stopped returning your calls? And don't beat yourself up with the "should have knowns" because each of us said the same thing to ourselves and you know something -- It didn't change anything.
Jim
Phoenix,Arizona,
U.S.A.
you have been scammed
#4Consumer Comment
Thu, December 04, 2008
Heather, I am so sorry to inform you that you have been scammed. This so called company will not be sending any money back to you. Let me guess, you sent the money to an address in Canada? I have read numerous reports on this site about scam companies doing this. Hopefully, others can benefit by being warned through this site.
Laurie
Haslet,Texas,
U.S.A.
THEY CALLED YOU - THAT SHOULD HAVE BEEN THE FIRST RED FLAG IT WAS SCAM!
#5Consumer Comment
Thu, December 04, 2008
THEN YOU DID NOT BOTHER TO STOP AND CHECK IT FIRST!
