- Report: #312883
Complaint Review: OCWEN Loan Services/Cris Simmons/Ronald Faris - West Palm Beach Florida
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OCWEN Loan Services/Cris Simmons/Ronald Faris
West Palm Beach, 33416 Florida, U.S.A.
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OCWEN Loan Services/Cris Simmons/Ronald Faris MAKING UP CHARGES TO CREATE FORECLOSURE West Palm Beach Florida
I contacted the company to get a payoff quote in order to refinance and i was given an inflated amount of over $9,000.00 OVER the current balance being $2,300.00 of PREPAYMENT PENALTY. Then the next day I received a Loan modification document with a cover letter threatening to ruin my credit and foreclosure if i didnt pay 5200. escrow shortage .They had acquired forced insurance and placed flood insurance where i did not require one and without notifying me were intending to use this charge to demand immediate payment or ruin my credit.
During the following days i have tried to have them reverse those charges by PROVING them of my existing insurance and they claim that they have received nothing even though i have proof of receipt of faxed documents.
During the life og this loan I have NEVER PAID late not even once.
Maria Alicia medina
astoria, New York
U.S.A.
During the following days i have tried to have them reverse those charges by PROVING them of my existing insurance and they claim that they have received nothing even though i have proof of receipt of faxed documents.
During the life og this loan I have NEVER PAID late not even once.
Maria Alicia medina
astoria, New York
U.S.A.
1 Updates & Rebuttals
Michael
Raleigh,North Carolina,
U.S.A.
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#2Consumer Comment
Thu, February 28, 2008
Gather up all documents including proof of insurance and that this was provided to Ocwen along with proof of payment history. Turn this over to a forensics accountant who will certify your account is not delinquent. Then go to a lawyer with this information and sue them for the overages on your account, lawyer's fees, and other fees and punitive damages. Don't bother reasoning with them. You've got to get their attention.
