- Report: #333450
Complaint Review: Personal Credit Services - Holbrook New York
-
Author Confirmed
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Personal Credit Services
321 Dante Court # A1 Holbrook, 11741 New York, U.S.A.
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Personal Credit Services RIP OFF - STEALS MONEY FOR LOANS YOU WILL NOT GET!!!! BAD CUSTOMER SERVICE!!! Holbrook New York
This Company is a fake. They offer loans that most people have to have good credit to get approved for. They never check to see if you will qualify for these loans any information you get is on a template already made and is full of unrealistic loans and credit cards.
I never said I wanted credit cards from this company. I sent an E-Mail requesting a refund (below) and the guy was being rude including the line that says "we always win". What kinda company says that. I paid 75 dollars as a "fee" to them. In order for me to get a refund I have to mail them proof that I was denied the loans. But the problem is that includes the credit cards that I don't want to apply for. I only wanted a personal loan. SOMEONE PLEASE HELP ME GET MY MONEY BACK.
I will be calling the NY State Attorney G. Today to file a report and charges as well plus I will be calling my state attorney as well. THIS COMPANY IS A RIP OFF AND IM NOT STOPPING TILL I GET MY MONEY BACK.
Copy of E-Mail
Email Start.
I am sorry that you are not happy.
If you check both the email you originally received from us, and also the website at the point of sale, you will see that the Terms and Conditions of sale were disclosed TWICE before payment is made. If you read the Terms and Conditions, you will see our guarantee and stipulations:
VENUE and LIMITATION OF LIABILITY: Under no circumstances, including, but not limited to, negligence, shall Personal Credit Services, Inc., be liable for any special or consequential damages that result from the use of, or the inability to use, the information furnished to the customer. In no event shall Personal Credit Services, Inc., be liable to the reader for any or all damages, losses, and causes of action (whether in contract, tort (including, but not limited to, negligence)) or otherwise exceed the amount paid by the customer to Personal Credit. All sales are final. Any disputes shall be in a court of competent jurisdiction within Suffolk County in the State of New York and will be pursuant to the Laws of the State of New York. This contract does not become valid and binding until payment is received and accepted at our office in New York.
GUARANTEE:Personal Credit stands 100% behind it's guarantee. You will be approved for up to the amount you request from these lenders collectively or you will receive a prorated refund after documentation of results from each lender is demonstrated to Personal Credit. No refunds after 90 days. Personal Credit is not affiliated with the lenders. If you are currently in bankruptcy or your bankruptcy has not been discharged for more than 6 months, you may not be able to apply with the lenders, therefore invalidating any refund possibility. Any attempt to get a refund other than by going through our refund process will be grounds for permanent denial of a refund.
If you contact anyone else attempting to get a refund we automatically deny any refund requests permanently. Because we disclose all our terms and conditions before sale is made, we always win.
Please follow your instructions and supply us with all necessary documentation by mail. If you are not approved, you will receive a full refund. This was our promise.
Sincerely,
Rick Dennison
Account Representative
-----Original Message-----
From: Christopher C
Sent: Friday, May 16, 2008 3:06 PM
To: PCS
Subject: RE: Personal Credit Services
I will let my lawyer take care of this matter. Your site is just like every other one on the web. I will also be
filing a report with the BBB and ripoffreport.com to warn other consumers of this service. The lenders on
the page provided is on a Template.
Chris C
> Date: Fri, 16 May 2008 12:55:25 -0400
> From: [email protected]
> Subject: RE: Personal Credit Services
> To:
>
>
>
> I am sorry that you are not happy.
>
> If you check both the email you originally received from us, and also the
> website at the point of sale, you will see that the Terms and Conditions of
> sale were disclosed TWICE before payment is made. If you read the Terms and
> Conditions, you will see our guarantee and stipulations:
>
> VENUE and LIMITATION OF LIABILITY: Under no circumstances, including, but
> not limited to, negligence, shall Personal Credit Services, Inc., be liable
> for any special or consequential damages that result from the use of, or the
> inability to use, the information furnished to the customer. In no event
> shall Personal Credit Services, Inc., be liable to the reader for any or all
> damages, losses, and causes of action (whether in contract, tort (including,
> but not limited to, negligence)) or otherwise exceed the amount paid by the
> customer to Personal Credit. All sales are final. Any disputes shall be in a
> court of competent jurisdiction within Suffolk County in the State of New
> York and will be pursuant to the Laws of the State of New York. This
> contract does not become valid and binding until payment is received and
> accepted at our office in New York.
> GUARANTEE:Personal Credit stands 100% behind it's guarantee. You will be
> approved for up to the amount you request from these lenders collectively or
> you will receive a prorated refund after documentation of results from each
> lender is demonstrated to Personal Credit. No refunds after 90 days.
> Personal Credit is not affiliated with the lenders. If you are currently in
> bankruptcy or your bankruptcy has not been discharged for more than 6
> months, you may not be able to apply with the lenders, therefore
> invalidating any refund possibility. Any attempt to get a refund other than
> by going through our refund process will be grounds for permanent denial of
> a refund.
>
> Please follow your instructions and supply us with all necessary
> documentation by mail. If you are not approved, you will receive a full
> refund. This was our promise.
>
>
> Sincerely,
>
> Rick Dennison
> Account Representative
>
> -----Original Message-----
> From:
> [mailto:
> Sent: Friday, May 16, 2008 12:47 PM
> To: [email protected]
> Subject: Personal Credit Services
>
>
> Client Name : Christopher C
> Client ID# : 8*****
> Message : I would like to get a full refund on the app. I was not approved
> for any loans. I would like to be contacted at ------- before the end
> of the day. Or I will be contacting my lawyer to pursue this further.
> E-mail Address : --------------------
>
>
> No virus found in this outgoing message.
> Checked by AVG.
> Version: 7.5.524 / Virus Database: 269.23.16/1445 - Release Date: 05/15/08
> 7:25 PM
>
Chris C
Litchfield, New Hampshire
U.S.A.
I never said I wanted credit cards from this company. I sent an E-Mail requesting a refund (below) and the guy was being rude including the line that says "we always win". What kinda company says that. I paid 75 dollars as a "fee" to them. In order for me to get a refund I have to mail them proof that I was denied the loans. But the problem is that includes the credit cards that I don't want to apply for. I only wanted a personal loan. SOMEONE PLEASE HELP ME GET MY MONEY BACK.
I will be calling the NY State Attorney G. Today to file a report and charges as well plus I will be calling my state attorney as well. THIS COMPANY IS A RIP OFF AND IM NOT STOPPING TILL I GET MY MONEY BACK.
Copy of E-Mail
Email Start.
I am sorry that you are not happy.
If you check both the email you originally received from us, and also the website at the point of sale, you will see that the Terms and Conditions of sale were disclosed TWICE before payment is made. If you read the Terms and Conditions, you will see our guarantee and stipulations:
VENUE and LIMITATION OF LIABILITY: Under no circumstances, including, but not limited to, negligence, shall Personal Credit Services, Inc., be liable for any special or consequential damages that result from the use of, or the inability to use, the information furnished to the customer. In no event shall Personal Credit Services, Inc., be liable to the reader for any or all damages, losses, and causes of action (whether in contract, tort (including, but not limited to, negligence)) or otherwise exceed the amount paid by the customer to Personal Credit. All sales are final. Any disputes shall be in a court of competent jurisdiction within Suffolk County in the State of New York and will be pursuant to the Laws of the State of New York. This contract does not become valid and binding until payment is received and accepted at our office in New York.
GUARANTEE:Personal Credit stands 100% behind it's guarantee. You will be approved for up to the amount you request from these lenders collectively or you will receive a prorated refund after documentation of results from each lender is demonstrated to Personal Credit. No refunds after 90 days. Personal Credit is not affiliated with the lenders. If you are currently in bankruptcy or your bankruptcy has not been discharged for more than 6 months, you may not be able to apply with the lenders, therefore invalidating any refund possibility. Any attempt to get a refund other than by going through our refund process will be grounds for permanent denial of a refund.
If you contact anyone else attempting to get a refund we automatically deny any refund requests permanently. Because we disclose all our terms and conditions before sale is made, we always win.
Please follow your instructions and supply us with all necessary documentation by mail. If you are not approved, you will receive a full refund. This was our promise.
Sincerely,
Rick Dennison
Account Representative
-----Original Message-----
From: Christopher C
Sent: Friday, May 16, 2008 3:06 PM
To: PCS
Subject: RE: Personal Credit Services
I will let my lawyer take care of this matter. Your site is just like every other one on the web. I will also be
filing a report with the BBB and ripoffreport.com to warn other consumers of this service. The lenders on
the page provided is on a Template.
Chris C
> Date: Fri, 16 May 2008 12:55:25 -0400
> From: [email protected]
> Subject: RE: Personal Credit Services
> To:
>
>
>
> I am sorry that you are not happy.
>
> If you check both the email you originally received from us, and also the
> website at the point of sale, you will see that the Terms and Conditions of
> sale were disclosed TWICE before payment is made. If you read the Terms and
> Conditions, you will see our guarantee and stipulations:
>
> VENUE and LIMITATION OF LIABILITY: Under no circumstances, including, but
> not limited to, negligence, shall Personal Credit Services, Inc., be liable
> for any special or consequential damages that result from the use of, or the
> inability to use, the information furnished to the customer. In no event
> shall Personal Credit Services, Inc., be liable to the reader for any or all
> damages, losses, and causes of action (whether in contract, tort (including,
> but not limited to, negligence)) or otherwise exceed the amount paid by the
> customer to Personal Credit. All sales are final. Any disputes shall be in a
> court of competent jurisdiction within Suffolk County in the State of New
> York and will be pursuant to the Laws of the State of New York. This
> contract does not become valid and binding until payment is received and
> accepted at our office in New York.
> GUARANTEE:Personal Credit stands 100% behind it's guarantee. You will be
> approved for up to the amount you request from these lenders collectively or
> you will receive a prorated refund after documentation of results from each
> lender is demonstrated to Personal Credit. No refunds after 90 days.
> Personal Credit is not affiliated with the lenders. If you are currently in
> bankruptcy or your bankruptcy has not been discharged for more than 6
> months, you may not be able to apply with the lenders, therefore
> invalidating any refund possibility. Any attempt to get a refund other than
> by going through our refund process will be grounds for permanent denial of
> a refund.
>
> Please follow your instructions and supply us with all necessary
> documentation by mail. If you are not approved, you will receive a full
> refund. This was our promise.
>
>
> Sincerely,
>
> Rick Dennison
> Account Representative
>
> -----Original Message-----
> From:
> [mailto:
> Sent: Friday, May 16, 2008 12:47 PM
> To: [email protected]
> Subject: Personal Credit Services
>
>
> Client Name : Christopher C
> Client ID# : 8*****
> Message : I would like to get a full refund on the app. I was not approved
> for any loans. I would like to be contacted at ------- before the end
> of the day. Or I will be contacting my lawyer to pursue this further.
> E-mail Address : --------------------
>
>
> No virus found in this outgoing message.
> Checked by AVG.
> Version: 7.5.524 / Virus Database: 269.23.16/1445 - Release Date: 05/15/08
> 7:25 PM
>
Chris C
Litchfield, New Hampshire
U.S.A.
