- Report: #1343016
Complaint Review: PNC Mortgage - Nationwide
-
Author Confirmed
Why?
PNC Mortgage
Nationwide, USA
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
PNC Mortgage No words to describe clean way to describe PNC Dayton Ohio
I was having finacial trouble and when the market crashed PNC took over my loan seemed ok at thetime as it was interest only loan.
So I paid my payments every month for the next 6 years, I filed Bankrupcy then My job postion was eliminated and I was forced into retirement
Still making the payments so escrow shortage raised the payments ok so I applied for the HARP program waited 40 days Denied when I called to ask whythey wouldn't talk to me because I was in loss midigation had to get attorneys permission for them to talk to me, Lawyer gave permissionFirst time paper work wasn't complete refilled it out again Denied no reason and called and got the run around.
Filled it out again sent it in paper work not complete missing the IRS form filled it out Denied"
They suggested I go thru a professional financial counsler ok got the free service again filled out the paper work sent it in they sent it back denied again!Refiled out the missing paper work (Mind you that it is a 30 minute drive to the fnancial adviser place of business) sent it in denied!.
On the advice of the adviser we user a non contributing person to help with the HARP program denied again!
So now Iam getting a little frustrated refilled out the paper work again it came back denied.
So I recieve a notice from a legal company stating that they were going to take me to court and raise the payments from 1500.00 per month andwanted to be relieved from my bankrupcy and raise the payment to well over 1800.00 per month so on the advice of my attorney I quit making payments as he felt they were out of line.
So then it starts PNC sends me notices you need to get a loan Modifaction and then seek financial advice and make your payments current or they would start forecloser fine don't care come get it.
After 9 months the house is being sold in Febuary of next year and PNC is still sending me thier help suggestions that I have already done over a half dozen times.
Like I said there is not clean way to describe PNC except they they are greedy,uncaring unless it benefits thier interest and all about how much money they can squeeze out of the customer.
2 Updates & Rebuttals
Tyg
Pahrump,Nevada,
USA
Maybe....
#2General Comment
Tue, December 13, 2016
Well maybe your lawyer will give you a place to live as it was on thier advice that you stopped paying your debt. I mean you may not like having to pay but this is the world we live in. Its NOT about caring as its NOT thier job to "care". Thier job is to collect the monies owed by YOU for YOUR mortgage. Period. We ALL understand about downsizing and loosing your job. But YOU agreed to the terms of the loan. YOU WILLINGLY stop making those payments. So HOW is this in ANY WAY thier fault? These are the consequences of NOT paying your mortgage. HOW can you be shocked that THEY arent going to keep waiting for YOU to pay THEM the legally owed monies spelled out in your mortgage?
Jim
USAHere's One Word For You...
#3Consumer Comment
Tue, December 13, 2016
Neither me, you or anyone else is ENTITLED to a house without paying for it. You are not ENTITLED to HARP because it is a completely voluntary program which the lender does not need to participate in. Secondly, it was YOU who decided to get into this stupid interest only deal which tells the world you obviously could not afford the house! Thirdly, it was YOU who defaulted on the loan no matter whom else you blame or what excuse you make. However, all that being said is the one word which describes the whole mentality of you: "ENTITLEMENT". You make good people who pay their bills want to throw up!
