Steve
Bradenton,#2Consumer Suggestion
Tue, May 06, 2008
Jes, Naturally, hiring a lawyer is always your best option, IF you can afford it. But the fact of the matter is, MOST people CANNOT afford lawyers. The FIRST thing you want to do, is to file a DISCOVERY motion. They ARE required to respond to this, and they can only use in court against you the documents they provide in discovery. The court clerk will usually assist you in filing this and getting it served. Do this today!!! You can also get legal aid to help you, or you can buy the form at a legal forms store and file it/serve it yourself. Actually, you DO NOT have to answer these "interrogatories". [Why should you incriminate yourself?]. There is no real penalty for not doing so. I have NEVER answered them, and I have recieved many! Think about it, if it was a court order, signed by a judge, it would still only be a contempt charge at best. However, these "interrogatories" ARE NOT a "court order" and are NOT signed by a judge. Make those bottomfeeders spend the time and money to go back to the court and compel you to answer. How were they sent to you? Regular mail? Then they cannot even prove you recieved them! They should have been sent by certified mail, return reciept requested. If they were not sent this way, there is no proof they were ever sent, or that you ever recieved them! In my opinion, "interrogatories" violate your constitutional right not to engage in self incrimination. The legal burden of proof is on them! Why should you do their job for them? DENY EVERYTHING!! Even if you do answer the "interrogatories", be very vague. And, they should already know who you are, as they are suing you, so do not provide any identification documents like drivers license, SS card, etc. This is privacy act protected and they cannot demand copies of those documents. Answer other questions like: " those documents are not available" or "to the best of my knowledge...." or "I do not remember..." Etc. leave yourself an out with every statement you make. Do it like a politician would. Talk out of both sides of your face. Now, you have not mentioned what the alleged debt is or if you actually owe it, but "statute of limitations" is your best defense against these bloodsuckers. You MUST assert this defense yourself as nobody else will do it for you. P&P primarily represent JUNK DEBT BUYERS who by legally uncollectable out of statute debt. If this is the case, you need to countersue them for the frivolous lawsuit, and also file a bar association complaint against any lawyers involved, individually, for the blatant ethics violation. Good luck. >>> Submitted: 4/25/2008 7:26:37 PM Modified: 4/25/2008 8:04:58 PM Robert Rochester, New York U.S.A. If you are at this point.... You should be talking to a lawyer. Your lawyer should be helping with this. Yes, you have to answer interrogatories..Just answer them truthfully. If the debt does not exist, then it does not exist. Tell them that. You can also use interrogatories against them. THEY are required to answer any and all interrogatories you send them. Use the same format they are using. Tell them to provide you with: Copy of the original signed loan agreement or credit card application. (The contract with the original creditor establishing the debt.) Provide you with copies of any papers, with your signature, that show I agreed to pay what you say I owe; Explain and show you how they calculated what you say you owe; Identify the original creditor; Prove the Statute of Limitations has not expired on this account Show you that they are licensed to collect in m your state Provide you with their license numbers and Registered Agent Proof that they own the debt/or has been assigned the debt. Complete payment history, starting with the original creditor. You need to have proof of your payment history with original Creditor, what the amount of the debt was when the creditor assigned the debt to your company, and what fees/interest has been tacked on to this debt and how they determined these fees. (This requirement was established by the case Fields v. Wilber Law Firm, Donald L. Wilber and Kenneth Wilber, USCA-02-C-0072, 7th Circuit Court, Sept 2004..) If this is not something you can handle then you need a lawyer working with you on this!!! >>>
Megan.h.
Keansburg,#3Consumer Comment
Tue, May 06, 2008
You DO NOT need a Lawyer! Just all your documents! I won a case easily against this firm because I kept great records and went before the Judge and he ruled in my favor! Do not back down from false information go to Court! Most Judges are aware of Presslers tactics!! Good Luck!!
Robert
Rochester,#4Consumer Comment
Sat, April 26, 2008
You should be talking to a lawyer. Your lawyer should be helping with this. Yes, you have to answer interrogatories..Just answer them truthfully. If the debt does not exist, then it does not exist. Tell them that. You can also use interrogatories against them. THEY are required to answer any and all interrogatories you send them. Use the same format they are using. Tell them to provide you with: Copy of the original signed loan agreement or credit card application. (The contract with the original creditor establishing the debt.) Provide you with copies of any papers, with your signature, that show I agreed to pay what you say I owe; Explain and show you how they calculated what you say you owe; Identify the original creditor; Prove the Statute of Limitations has not expired on this account Show you that they are licensed to collect in m your state Provide you with their license numbers and Registered Agent Proof that they own the debt/or has been assigned the debt. Complete payment history, starting with the original creditor. You need to have proof of your payment history with original Creditor, what the amount of the debt was when the creditor assigned the debt to your company, and what fees/interest has been tacked on to this debt and how they determined these fees. (This requirement was established by the case Fields v. Wilber Law Firm, Donald L. Wilber and Kenneth Wilber, USCA-02-C-0072, 7th Circuit Court, Sept 2004..) If this is not something you can handle then you need a lawyer working with you on this!!!