Dee
Florida,#2Consumer Suggestion
Wed, March 25, 2009
Sorry to say but you do not have a legal case here. Your credit score is adjusted based on your rate of debt vs your balance. If your balances increased, your credit score decreases. Also, you first stated you were never late on payments but then said you WERE late because you were waiting on an equity loan to pay off a card. You paid late, so your credit score decreased. The bank did nothing wrong here.