Complaint Review: TD Banknorth - Lewiston Maine

Number One: I can add and subtract. Number Two: The last time I used an ATM was in L.A in 1980. BoA had just installed them and I found them unrelyable. It really bites when you can't get money at 1 or 2 in the morning when you're traveling. Number Three:If Monday is a holiday, the mailman delivers all the mail that would have come in on Tuesday. Number Six: Credit union's fees are alot less expensive then banks. I deposit my check and carry only enough cash to last me between checks. Proven fact, people with cash spend 37% less then people using cards. I own my own house, washer and dryer so I don't have to go to the laundrymat and stand around and feed quarters. The one and only time I paid an NSF fee was back in 1974. I figured it out 34 years ago. I had better things to do with my money then pay rip off NSF fees to rip off banks. 79 cents for money orders is alot cheaper then paying NSF fees. Yeah, I guess that makes ME the ignorant idiot. I'm not the one paying the NSF fees.

What is the posting time at your bank? Most banks post at midnight for that business day. If this is true for your bank, when you looked at 11 PM on Friday, no your check had not yet posted. When you looked at it at 9 AM Saturday it had posted for Friday night. Which menas your deposit would have to have been made by 7 PM Friday? If you had the check Friday, why didn't you deposit it Friday? Most times by the time you see it posted, it's too late to cover with a deposit.

Number one, CORY...I admitted to making a little error on my account ONCE. It was an accident, and totally my fault. Does that make me a bad person? No. It happens to everyone, once in a great while. Number two: The reason that I used a non-TD Banknorth ATM was because the one where I was at the time (and the only one for several miles) was down and I needed some cash to put into a Christmas card. The bank admitted their error and refunded me the amount for that, because it was their fault. Number three: I get my check in the mail, and they are always mailed out on Mondays. So, anyone with half a brain cell would realize that having the mail delayed even one day messes up the mail for at least a week. Number four: You didn't read what the banks policy was. If something hits your account, you have until 7 pm that night to make a deposit, and you will not get hit with a fee. I checked after 11 pm Friday night, and the check did not post until Saturday, which means I was NOT supposed to pay the fee. Number Five: A string of NSFs? No. This was only my second time, and I shouldn't have been hit with the fee this time around. I was mislead with the banks policy. Number Six: I hate credit unions and I don't carry cash. And the fact is that MONEY ORDERS are a ripoff! Why do that when I pay my bills online? In this world, anyone that carries cash on them is an idiot. The only time I have ANY cash on me is if I am doing laundry, then it's only about 10 dollars in quarters. Number Seven: When I had made the deposit, and went to the store to make a purchase, I was told that my deposit was fine, and that I didn't need to draw out the cash. So how do you explain that? Personally I think that you are an idiot, and should find something better to do with your life instead of make judgements. FYI: I did get everything fixed with the bank. I will continue to bank with them because after looking into the issue, it was resolved. So, Cory, from Texas....now what do you have to say?

You haven't had your account a month and already you've run up a string of overdrafts. Pay off the overdrafts and close up your account TODAY and join a credit union, otherwise you're just gonna continue to rack up hugh amounts in overdraft fees. You couldn't add up simple figures in your checkbook. You forgot to add in the bank's charge for using "foreign" ATMs. What does it matter when they charge you for their use, whether one at a time or all at once? It's usually at the end of the month on your statement but some banks charge you at each withdrawl. Couldn't you have used TDB's ATMs at no charge? You were never told how much they charge for checks. Did you not think to ask? You state you go online to check your balance. Could you have checked to see how much they charged you for checks online? You wrote a check on Tues. You get paid on Thurs. "The mail was delayed for MLK day". MLK day was on a MONDAY. WHY would a Monday holiday delay a Thur check? If anything it would have made your check come in on the next day, Friday. That makes no sense but it sounds good. And anyway you still wrote the check on Tues you didn't have the funds for it. You were hoping for the float and lost. You shouldn't have a checkbook or a debit card. Deposit your check into a credit union, take out enough cash to last you between checks, get money orders to pay your bills. Otherwise you're gonna pay large amounts of money to ANY bank on NSF and overdraft fees. You can't help yourself. You'll be better off and a lot richer.

I have attempted twice today to contact someone from TD Banknorth via their message system on their webpage, and once last night. So far, no one has answered me. I guess that their policy is to ignore people who have legit complaints. I will keep this updated as I fight for my money back.

I have attempted twice today to contact someone from TD Banknorth via their message system on their webpage, and once last night. So far, no one has answered me. I guess that their policy is to ignore people who have legit complaints. I will keep this updated as I fight for my money back.

I have attempted twice today to contact someone from TD Banknorth via their message system on their webpage, and once last night. So far, no one has answered me. I guess that their policy is to ignore people who have legit complaints. I will keep this updated as I fight for my money back.

I have attempted twice today to contact someone from TD Banknorth via their message system on their webpage, and once last night. So far, no one has answered me. I guess that their policy is to ignore people who have legit complaints. I will keep this updated as I fight for my money back.