Steve [Not A Lawyer]
Bradenton,#2Consumer Suggestion
Sun, February 18, 2007
They have blatently violated the FDCPA and other state/federal laws here. You have the RIGHT to get paid! Do you have proof of your CEASE COMMUNICATION request being sent? If so, this makes your case stronger. Get signed and notorized statements from every party involved that has been contacted by them. This is clearly an intimidation tactic, and ilegal, as well as an FDCPA violation. Here is the info I found on them: United Abstract Group Inc Address: 8405 Kenway St, Spring Hill, FL, United States Phone: (352) 684-8693 SIC: Title Abstract Offices Line of business: Title Abstract Office It looks like they got into JUNK DEBT BUYING and have no idea what they are doing. I have never heard of them before or seen complaints here on ROR about them. STAY OFF THE PHONE!! NEVER speak to ANY debt collector on the phone. Also keep in mind that they must be licensed in your state to do debt collections. Turn them in to the Consumer Affairs Dept of the AG's office immediately. Communicate ONLY in WRITING and ONLY by CERTIFIED MAIL, Return Reciept Requested. Be sure to put the certified# on the letter itself, and keep a copy for your records. This is very important as it proves what you sent. By the means above, IMMEDIATELY send a DEBT VALIDATION request as per the provisions of the FDCPA. In this letter, clearly DENY any debt to THEM [never mention the original creditor], and DEMAND to see the original signed contract that created the alleged debt which includes proof as to which state it was signed in, a full account history from day one, and a complete itemization of all charges. Then demand proof that they are licensed in both your state and theirs to do debt collections as well as proof that they have a legal right to collect on the debt. If they claim to own it, demand to see the purchase contract and proof of payment. With this done, you should never hear from them again.
John
Califon,#3Consumer Comment
Sun, February 18, 2007
If you google the number it also comes up as: John De Angelis (631) 421-1307 16 Cortelyou St E, Huntington Station, NY 11746 Perhaps this is a fly-by-night collection effort who's not licensed anyway.