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  • Report:  #809706

Complaint Review: UNITED CASH LOANs - Miami, OK 74354-1904 Internet

Reported By:
sick of it!! - Morristown, Tennessee, USA
Submitted:
Updated:

UNITED CASH LOANs
3531 P St NW, Miami, OK 74354-1904, Internet, United States of America
Phone:
1-800-354-0602
Web:
www.unitedcashloans.com
Categories:
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Ok I thought i would see about get some help with cash when my car went down. So I got online and looked not know that I was about to get ****. i seen UNITED CASH LOANS and filled out the app. and never said ok to the loan. they sent me lots of emails. and everyone and there mother did to. about 3 day later I see that there was money put in to the bank and then I seen where it went right back out today later.

I really didn't know what to think but oh well they must have seen that I didn't want it. Then about 5 days later i see where some unknown place had put .05 in to my account and then on the next took .01 out and then on the next day they took 150.00 out by the time I seen all of this my bank was -325.33.... I went down to the bank and did what i could and they told me to shut it down and start up a new banking account. This place has made me have so much hardship that it is not funning.

I look them up on line and found that they are not a  licensed in there state or any other state they are a rip off in more then one way. here is what I found on the BBB page about them.

  United Cash Loans is located at the same address as USFastCash, & AmeriLoan. A subsequent BBB investigation determined that this address is the address for offices of the Miami Nation Indian Tribe. During its investigation of these companies, BBB employees visited the location as well as sent a certified letter to the Chief of the Tribe asking for further information regarding these companies.

Employees of the Miami Nation Indian Tribe neither confirmed nor denied knowledge of the loan companies, and informed BBB staff that they would have to speak to the Miami Nation Indian Tribe's Leadership concerning the matter. BBB has not received a response from the Chief concerning this matter. At the present time, BBB does not know if these companies are operated by the Tribe, by employees or other people using the Tribe's addresses, or is a joint venture between the Tribe and a for-profit company.

The complaints against this company and others located at the same address generally allege the inability to pay off the requested loan, charges to the consumer's checking or credit card account despite never receiving the requested loan, or continued unauthorized charges to the consumer's credit card or checking account once the loan has been paid off.

BBB has determined that this company is not licensed in the state of Oklahoma to provide loans to consumers and does not appear to be licensed in any of the states from which consumers have filed complaints with BBB. However, if the Miami Indian Tribe actually operates this business, it may not be subject to state laws regulating this industry.

BBB encourages all consumers seeking loans of any kind to research all of their options before providing any private financial information or signing any loan papers. Consumers should check with BBB on the company's grade, their complaint volume, and whether or not the company is licensed or regulated to provide the type of loan services the customer is seeking.

BBB file opened: 04/21/2008 Licensing
This company is in an industry that may require licensing, bonding or registration in order to lawfully do business. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

These agencies may include:Department of Consumer Credit
4545 N Lincoln Blvd Ste 104
Oklahoma City, OK73105-3408
(800) 448-4904
http://www.okdocc.state.ok.us/


1 Updates & Rebuttals

Carlyn mccabe

union city,
New Jersey,
U.S.A.
These comapnies put you in more Financial Distress*****

#2Consumer Comment

Tue, April 10, 2012

These companies are  horrible and actually they are not lending us money,they are robbing us blind.This is partly my fault,They seemed convenient over the Holidays which is wehn I started but they fool you : 1000 dollars in your checking account tomorrow,you get 200 than they mention you can reapply for more dollars.

The end result is like the other "cousins " to them Western Sky,who say on their commercial "Get Off the Pay day Treadmill" it is more like a horror show,you are sick to your stomach when you see the fees they take out, so they lend you 200 and and tahey get back 500 or more.

They are destroying lives,shame on us for being so foolish,what can we do now to get out of this mess???
Our President recently nominated someone to stop these loan sharks from ruining lives, legally the highest interest rate on a small laon in New Jersey is 30% a year.
What interest are we paying? 725% **** what is wrong with us and what is wrong with them.

They are illegal in the state of new Jersey,what court to we take them too,if they are triabal???
These companies are robbing individuals blind.Ruiining our lives,after paying theie fees you have no money left for bills.

Plain Green seems to be the "most legitiamte" they don't charge you a renewal fee,they do however charge you every 2 weeks for the loan,monthly would be nice, but at laest Plain Green is not stealing money like the pay day laon sharks.

What can be done about these horrific individuals stealing money this way??? We are being financially ruined,is this legal?
I have called  an attorney for legal instruction and advice. I am sure we don't have to pay over 500 in fees for borrowing 200, technically many of us may have paid these loans back since the interes in New Jersey on a small cap loan is 25%.

Please Help us; We need help,yes Plain Green may charge high interest but they are the most legitimate ones out there.
The rest are just taking our paychecks,I hope the person Barack appointed can help with this.
A word to the wise: If you have to get an emergency loan ,you are the safest with Plain Green,
they give you a loan ,they don't steal your paycheck!!!

Thank you Ed and staff for your site: Help is needed to stop the financial horror these pay day loans are putting us in.


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