- Report: #124990
Complaint Review: Usa Platinum - Uniontown Pennsylvania
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Usa Platinum
One Millennium Dr Uniontown, 15401 Pennsylvania, U.S.A.
Phone:
800-262-4192
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Usa Platinum ripoff took the money for a credit card & sent one only used for their on-line shopping Uniontown Pennsylvania
I am sorry to admit that I was successfully scammed. I had to file bankruptcy 2 years ago & I have been trying to re-build my credit again very hard. I am a single working parent trying dilligently to raise my 6 year old son. They offered me a wonderful credit line of up to $75,000 for an activation fee of $149.95. I thought, "Wow. What a great deal!" Once I got what I thought was going to be a credit card, I started reading the materials sent to me with the card, & discovered that it could only be used shopping on-line at www.usashoppingclub.com.
I tried going on line to see what kinds of things they offered & if I was interested in any of it. That is when I came across this wonderful & very infomative web site. THANK YOU!!! It has been almost 60 days, according to the letter that I received stating the activation date, & I cannot begin to find the words to express my gratitude for the infomation that I read from you all. I really feel like I was duped & definately taken advantage of. Hopefully this little(BIG-actully) mistake will not destroy my credit that I am trying so hard to re-build. I am extremely gullible, as I was raised in the era of "do unto others...." Hopefully I will be able to stop the rip-off company before they completely drain my bank account, & give out all of my banking information to other scam artists. BE CAREFUL OF ANYTHING THAT SOUNDS TOO GOOD TO BE TRUE, AS IT USUALLY IS.
Patricia
paradise, California
U.S.A.
I tried going on line to see what kinds of things they offered & if I was interested in any of it. That is when I came across this wonderful & very infomative web site. THANK YOU!!! It has been almost 60 days, according to the letter that I received stating the activation date, & I cannot begin to find the words to express my gratitude for the infomation that I read from you all. I really feel like I was duped & definately taken advantage of. Hopefully this little(BIG-actully) mistake will not destroy my credit that I am trying so hard to re-build. I am extremely gullible, as I was raised in the era of "do unto others...." Hopefully I will be able to stop the rip-off company before they completely drain my bank account, & give out all of my banking information to other scam artists. BE CAREFUL OF ANYTHING THAT SOUNDS TOO GOOD TO BE TRUE, AS IT USUALLY IS.
Patricia
paradise, California
U.S.A.
1 Updates & Rebuttals
Paul
Anaheim,California,
U.S.A.
Don't fall for the fake credit card con! Here's a way to get a real card.
#2Consumer Suggestion
Thu, December 30, 2004
Patricia, if you filed for bankruptcy once, more credit is probably the last thing you need! Here's why. Credit costs money. It doesn't let you go everywhere you want to be. Not unless you want to be deep in debt and living from paycheck to paycheck. People think credit gives them more money to spend. That's the exact opposite! Credit gives you less money! That's because you have to pay interest and finance charges. Credit cards come with yearly fees. And, late fees. And, tons of other fees. You end up with way less money. Not more! And, why is it that the poorest people are always the ones who go hunting for all this credit? Poor people are the least able to pay all these extra charges. Nevertheless, you seem determined. So, here's how to get a real card. You search for secured credit card on the internet. Or, turn to the financial section of any major newspaper. Usually the Sunday edition. You will find a list of banks that offer secured cards. You open an account. You earn interest on the money. Your credit card is tied to the bank account. Some banks match the account. Some offer you more credit than the account has in it. The idea is to make small purchases with the card and repay them on time. Use the card correctly. After a year of responsible use, the bank will convert the card to an unsecured one. Use that responsibly, and they will extend the credit limit even more. Personally, I never recommend credit to anyone. The cost of credit is simply too expensive. It's so much easier, and cheaper, to pay before you buy, instead of after. But, people insist on credit. So, this is one of the first steps you can take to rebuild it. By the way, Patricia, your first goal is to reverse the charge for this phony card. Perhaps if you get your $150 back, you won't need credit as badly as you think. Good luck!
