Beware of NPC Merchant services. We terminated our 15 year plus business relationship when looking over our statements we noticed that the fee's have more than doubled. There was many new fee's comparing to the last years statements. We do not do that much business in credit cards to justify an 8% average per transation. We called to discuss this with them and was told those are the proper fee's. So we terminated our relationship, since we had no obligation to them, no contract, and we owned our own equipment. That was in Oct. 2013. Every month since they try to take $31 out of our account. We stopped payment on NPC with no problem. However now they mask themselves under the name MERCH BANKCARD on our statement. They try every month to charge my account & if you don't catch it with in 24 hours they get your money. The trace on the ACH comes back to FIFTH THIRD BANK of OHIO. Which we never had a business relationship with. I was given a Non-working phone # 513-358-6262 from my bank. My research has shown all of these names fall under the name VANTIV. As of this morning they did it again now for $160.50. These people are theives out to steal your hard earned money. BEWARE of there FRAUDULENT business practices.