Barry
Coral Springs,#2Consumer Comment
Thu, July 31, 2008
I read your story. First of all while I see you are upset, I am not sure what the big deal is. Yes all the documents should have been notarized with the correct date to begin with. The note and mortgage are two different documents that have different meanings. The note is your promise to pay back any monies you borrowed. The mortgage instrument, is the lenders security to collect on that promise. Thats why you give them a mortgage, not them giving you a mortgage. That said, as long as all the terms of the note are the same ( Payments, interest rate, amortization schedule) and the the terms of the mortgage are the same, and you are happy with the lay outs of the units, properties, and with what you paid for all the points you bought, I do not see what the major problem is. If they want you to sign a corrected document its no big deal. You probably agreed to do just that at your initial closing, on one of the forms you signed. It does sound like the someone gave you a bit of a run around when you called, but someone was probably giving her wrong information and she just repeated it. Not everyone you speak to is a genius. So bottom line, if you are basically happy with it, and the money part has not changed you should enjoy it. I do not belong to Wyndham, but do have a Disney timeshare and my family loves it.
Verb1963
South Range,#3Author of original report
Mon, July 21, 2008
For your information, I DID my part on my issue, it's the Wyndham people who did not "follow directions" and yes, I should have caught the notary issue. I'm glad you're satisfied with your deal. Let's see how you feel when you take your first trip, and they have Owner relations person come and "schedule" time, then they want you to come "talk" to them...(another 90 mins plus) you'll see... Otherwise, I hope you have fabulous time and enjoy your vacations!!! Good Luck.....you'll need it!
I Can Read And Understand
Stockbridge,#4Consumer Suggestion
Wed, July 16, 2008
I have read several reports here because I have recently become an owner of points from Wyndham. One constant that seems to be true, is that some of you claiming a ripoff actually are responsible for not following the instructions. Also, I was told by the sales person that while I would not get my first choice 100% of the time, I should plan well in advance if I am going to a popular resort during Prime or high season. That makes sense to me, and I have already booked my first trip without any problem. I also find it very hard to believe that a company with Wyndham's reputation would have allowed a unit to be as bad as one report indicated. However, if that was the case, they certainly would not have docked her/him the points when they complained. I believe some of these reports are made because people cannot read, listen or follow directions.